95% of My Medicare Supplement Clients will get these Medigap Plans in 2024!

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95% of My Medicare Supplement Clients will get these Plans in 2024!

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If you're wondering how to sign up for Medicare online, it's a relatively straightforward process. You can visit the official Medicare website or utilize the services of reputable agencies like ABT Insurance Agency, which specializes in Medicare and can guide you through the enrollment process. When considering your options for 2024, it's essential to explore the best Medicare supplement plans, such as Medicare Plan G and Medigap Plan N, to ensure comprehensive coverage. It's like attending a "Medicare school" to educate yourself on the various plans available. Ultimately, with the convenience of online enrollment, you can make informed decisions about your Medicare coverage and secure the best plan to meet your healthcare needs.Do Not get a Medicare supplement PLAN G before you watch this video. Medigap Plan G can be more expensive than Plan N and HDG (High Deductible Plan G). This is because Plan G provides more comprehensive coverage than Plan N and HDG.

Plan G offers the same benefits as Plan N, and additionally, it covers excess charges that may arise if a healthcare provider doesn't accept Medicare's approved amount as full payment.

Although Plan HDG may come with lower monthly premiums, it does necessitate a higher deductible payment before the plan's benefits become active. After meeting the deductible, Plan HDG provides coverage similar to that of Plan G.

Many companies like AARP have medicare supplement plan G or a part d prescription drug plan that you can use at CVS which now owns Aetna. If you want a Medigap plan n definitely try Cigna for their boomer benefits to seniors. Keep in mind whether you are in New York, Florida or California, the Medigap part g is the same. I could name major cities such as Houston Texas and Philadelphia Pennsylvania and a supplemental plan from United Healthcare will have the same hospital and doctor benefits.

Ultimately, the ideal Medicare supplement plan for an individual hinges on their unique healthcare requirements and financial considerations. It's crucial to thoroughly evaluate all the available options, comparing costs and benefits, before arriving at a decision.

Watch these other great videos from other channels:

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Disclaimer: This video is for entertainment purposes only. If you want advice on Medicare or any of its plans, please speak to a licensed agent, whether it is me or another licensed agent. No advice should be taken from this video. If you don't speak to me about your individual concerns, I can't give you my 100% opinion. Brian Monahan and Medicare 365 are not responsible for any actions that you take without consulting with a licensed insurance agent.

#medicare #medigap #medicare365 #brianmonahan #highplang #medicarehdg #bestmedicareplans #top3medicare #top3medigap #medicaresupplement #medigapplang
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This video should answer all of your questions

medicare
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The fact is- most seniors can not afford the part B premium and then another 100-140 a month for a supplement plan. I think this is common knowledge. It’s a shame the government really turns the screw on you when you get older.

Turnitupluber
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I am glad your video explains Advantage, people just don't lnow the truth about Advantage. Staying with original Medicare and supplement is the thing to do, if a person can afford it.

josephineford
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This was the absolute BEST breakdown and explanation of what I needed to understand. I will turn 65 at the end of 2024 so I am trying to get educated NOW about what these plans are about and what I will be expected to pay so that I can try and prepare financially. Thank you!

NoMoreTears
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Good channel. You explained it very well.

bruno
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Thank You for the explanation. I think I got it now. Appreciate it!

jdcustom
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Psychiatrists account for most Excess charges?
Are they crazy?
Or their patients?

dunnkruger
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In USA Today, article titled "Hospitals, doctors drop private Medicare plans over payment disputes". You warned us about Advantage plans...

wuddayameen
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Minnesota doesn’t have excess charges either. However, if you come to MN for treatment from outside the state you can be charged excess charges. I personally know seven people who have gone to Mayo Clinic for treatment which does charge excess if you’re from out of the state.

ggjr
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I wish we could get medigap plans for those prices here in Vermont. The lowest I can find is $300 for plan G. Times two for my wife and I is $600 per month or $7200 per year for premiums whether we need medical care or not. If we go 10 years with no major health problems we be out $72, 000. Plus part D, plus dental, plus vision.

wheeldrive
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Live in a state where initially plan G in cheaper than states like NY or Fl., plus with RA I'll have 15 to 20 visits to the Docs a year. Plus a higher risk of cancer. Possibly leading to specialty treatments at specialty centers where I could run into excess charges. Plan G for me.

Gumballs
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How much is Plan D for Eliquis 5mg 2x day

johnpulwers
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Don't forget Florida has stupid high prices also.

dandan
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Just got Florida Blue Cross in Florida, 66 years old, non smoker, $ 280 month plan G .

JJP
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So, the little bit of money that I get each month from social security I have to expect them to deduct more than the cost of living adjustments that I received in the last 2 years and then somehow try to budget for medigap? Looks like I will be eating less than I do now.

dennissaner
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Brian, first off, thanks for one of the best layer out summaries of what you most likely will pay, and including part B into the spreadsheet. I have been watching these videos for 5 months now and this has been the most comprehensive and concise as to what you probably are going to pay yearly for the most common medi-gap NG plans.

When I talk to seniors that have been on Medicare for years they typically do not include the 174 dollars a month for plan B. Why? Because it is typically withdrawn automatically from their Social Security. Nevertheless it is still coming out of their pockets.

OK, so one thing I would add to this video, and please correct me if I am wrong, plan G allows you to come into at anytime without health pre-certification. So, theoretically you could start with plan N and if you wanted or needed to, in the future you could always switch to a plan G without health ‘penalties’?

One more personal question. If I am on VA healthcare (level 6 with a copay), would you recommend a different strategy then this video presents? I am sure there are many veterans watching this video with the same question, because VA is not credible coverage in terms of Medicare, accept for Part D.

Another personal question, although again pertinent to many of your viewers. What if we are covered by our spouses plan as we are approaching 65? Specifically if it is a plan with greater then 20 employees, and thus, deemed credible coverage. Should we delay Medicare?

I ask these additional questions with the outstanding spreadsheet presented in this video, as I am sharing with my friends. Thanks again!!!

magncity
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I heard somewhere that if you are on an advantage plan and want to move to original Medicare, that you have to be underwriting for the Gap plan. I heard that there are a few states that are exempt from that policy. My question is: is that True and what are the States that have the Underwritting exclusion? Thanks.

dianemcnamara
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My preference is Plan G because Plan N would probably dissuade me from going to specialists or getting additional tests. I like having the freedom to say “well, I met my deductible this year so why not get some minor ailment checked out”.

kristentheologus-KTechnogal
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Thank YOU so much brain its me lizett kings of the valley egypt trying to keep Up wishing YOU anD FAMILY A BLESSING DAY

lizettramos
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What about in Arizona? Doesn't Mayo Clinic charge the 15% Excess fee? I was told they do.

RocksToRubies