How Does Afterpay Make Money? | Business Model & Revenue Streams

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How does afterpay APT really make money? Afterpay stock / APT stock business model. Afterpay is an Australian financial technology buy now pay later (BNPL) company operating in the United States, United Kingdom, Australia and New Zealand. Afterpay was founded in 2015 by Nick Molnar and Anthony Eisen to provide a platform allowing retailers to offer online layby. With the introduction of the Afterpay mobile app, Afterpay expanded its offerings to use at in-store retail locations.

#Afterpay #APT #APTstock #Business #Makemoney

*None of this material is meant to be construed as investment advice, it's for entertainment purposes only. The video is accurate as of the posting date but may not be accurate in the future.*
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I like the idea of afterpay to stop banks profiting so heavily on high interest credit cards and personal loans. I like the idea of a financial system that benifits the consumer, not the bank.

calebbird
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Wow, that's a great way to help people being able to buy without getting into bad debt. Great company idea. Thanks for sharing this great content 😀

GrowingFinancially
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I’ve only used this a few times - seems alright just need to pay back on time

Josh
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i have used this service and quite happy as i paid my instalments on time and it helped me in time of need. 5 stars

alinasir
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By regulation you mean how the government can profit off of it smh... This would be great for purchasing cars. If you can pay the actual agreed on price without the high interest rates. That would be a game changer.

-yz
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Thank you for the video 😌
Question: so what /who are "afterpay" competition?

abdullahe
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Interesting, thanks for bringing this to my attention

personalfinance
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So. They are a middleman that takes a cut from retailer. A whopping 6%.. so does retailers pass on the expenses???

vproduction
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I have one question. Where does Afterpay get the money to pay the merchant upfront?

bemed
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Where can I create a platform like that one? Any idea of developers?

Dandelunar
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Does Afterpay retains the credit risk on its books or is the credit risk moved over the merchants ?

rahulsood
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The voice behind this video was like a robot

HamishChalk
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I got signed up to this to buy groceries with but can’t seem to

robynleutenmayr
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I have one doubt. If i buy a product for 1000$ using afterpay and paid $250 only. Then what afterpay do? Is it affect my credit score?

letstrythis
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So if theyre not profitable how come their founders a multi millionaire ? how is this debt being covered?

Vxneji
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So basically a credit card on demand. Don't see how they got the media to jump on this and promote it but they did.

gfuentes
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19.5 mil loss.... yeh, it's alright it's just part of the business life cycle. Awesome, I'm sure that is a valid a acceptable reason for share holders.

NeonblueIndustries
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There’s definitely more there getting out of this . Like maybe our info or data

LaymanGamin
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Repetitive info.. I wish the video was broken up into segments so I could skip ahead. I just want to know how much it charges the business owner...

peerlessstrategies
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Black people are 1.4% of popuation in Aus, how come they appear so prominently in this ad?

gfuentes