Busting Myths: Bankruptcy will Ruin my Credit for Ten Years

People believe bankruptcy will ruin their credit and prevent them from reaching their financial goals for many years to come. Here is what you can really expect, and most of this will surprise you!

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For more tips on how to get out of debt,
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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.

[lipinghe]

Wow!!! Thank you Michael, God bless you.

[grandmaraps]

For me the actual stress of going through the process of bankruptcy is too distressing. I have a sister who filed bankruptcy so I have first-hand view of it. I'll just do the old fashioned way of paying down my debt. I know some people complain that the credit card industry has already taken advantage and made lots of money but that's not the way my personal thinking is. Might take me a little longer but I think I will feel better about my responsibility when I'm debt free. Bankruptcy has its place but I really do believe it's a personal decision.