Demystifying credit scores and how to get a good one | Financial Fitness

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Your credit score can have a big impact on what financial opportunities are available to you, so it's important to understand how they are calculated and what you can do to keep yours in good standing. Venessa Wong, MarketWatch personal finance reporter, breaks down everything you need to know.

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Also should mention that the VERSION of the FICO scoring system used can affect the displayed score. I get a monthly report from 3 sources - 2 banks and a financial investment website - and the score can vary by 30 points for the same period for the same statistics - just different weighting systems from varied FICO versions.

Also, the free yearly credit report does not include your current score (it didn't last time I used it, anyways).

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