Everything About PPF | 14-Point Comprehensive Guide on the Public Provident Fund scheme

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Welcome to The Complete Guide to Public Provident Funds (PPF). The PPF is perhaps India's most popular Small Savings Scheme and in this comprehensive video, we shall delve deep into the intricacies of the Public Provident Fund scheme as I guide you through the process of eligibility, taxation, account opening, extensions, loans, contribution etc. (14 different sub-sections) - an understanding of which will help you maximize the benefits of a PPF account

As one of India's most sought-after investment options, a PPF account offers a unique blend of tax benefits, attractive interest rates, and long-term wealth creation. We begin by explaining the fundamentals of PPF, including how to open an account, eligibility criteria, and the necessary documentation. Whether you're a working professional, a self-employed individual, or a housewife, a PPF account can be your key to financial security. Throughout the video, I shall emphasize the various benefits of a PPF account, including tax exemption on contributions, tax-free interest, and the flexibility to contribute as per your financial capacity. As a bonus, we’ll also look at how the PPF can serve as a tax-free pension tool which makes it a reliable retirement planning tool

Whether you're a first-time investor or an experienced one, this video serves as a valuable resource for understanding the nuances of PPF and harnessing its benefits. Hope you like it.

👉 Video Chapters:
00:00 Introduction to Public Provident Fund
00:38 1. Taxation on PPF accounts
01:52 2. Eligibility Criteria
02:53 3. Opening a PPF account
04:10 4. Minimum & Maximum Contribution
05:12 5. Maturity Period of a PPF account
05:53 6. Extension of PPF account
07:32 7. PPF as a Sort of Tax-Free Pension
08:58 8. PPF for Minors
09:54 9. PPF Interest Rate
11:29 10. Partial Withdrawals
12:27 11. Premature Closure of PPF account
13:30 12. Nomination
14:11 13. Loan against PPF
15:30 14. Attachment by Courts

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Disclaimer: I am not a SEBI registered investment advisor or research analyst. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented

[sanjaysoni]

The most comprehensive talk on PPF ever. The Finance Ministry should put a link of this explainer on its Website. 🏆

[anujoybardhan]

I didn't know so many of these points..always thought of PPF as a simple instrument.. thanks Shankar for this video...❤

[lakshmanprasad]

Heartfelt thanks @shankar nath. I have been investing in PPF for 2 decades now - but the point - interest free pension didn't strike me till you said in the video. I was aware of EEE - but never understood why the other debt product interest rates are revised whereas this is stagnant for years. I presume Guv wants to discontinue this product - but to me this is one of the finest products which we had the rates aligned with market.

[gaurav]

best part is pension without tax. hats off.

[Pragmaticsoul]

A comprehensive presentation of such a well known but not fully understood investment. Thanks a lot Shankar ❤

[AdithyaRA]

Sir thank you, my perception of how i can leverage PPF has completely changed especially "withdraw only the interest after maturity and extension and get pension without using up your PPF balance" i was thinking of withdrawal only, now i can maximize my passive income tax free after retirement using this. Best wishes to you sir

[ganeshbaskaran]

PPF is the SAFEST option for retirement - thanks for sharing all the details around PPF!! 👍

[tamalsur]

Very comprehensive and well elaborated video covering all the details regarding PPF account. Thank you.

[rsv]

I understood more upon re-watching. Thank you very much Shankar, for providing all the necessary points.

[lordrdx]

Absolutely stellar video... PPF investing 101.... Crisp, clear, concise yet jam packed with info... Now please one video on ELSS funds & some examples of ELSS returns of past 15 to 20 years.. It will be a good alternative to this video also.

[vikram]

I never knew that I can get cheaper loans by using PPF. Thanks for this great video Shankar sir 🙏

[rachitchabra]

Hats off to Mr. Pathak, he is so humble..

[Iva]

Thank you for this video. It was very informative. All these years I thought I knew everything about PPF and I was wrong 😊
Thank you for sharing all the information!

[manikandanrajendhiran]

I had lots of questions in ppf . It's very helpful and clear

[neelamvalecha]

Thanks Shankar Ji for providing clarity . As usual all your presentations in your this channel are of excellent quality always.

[dr.shirsenduchatterjee]

Current ppf interest rate is 7.1% ....Great video 👍

[jebastinyabase]

This video has lots of information, so many youtubers missed including their videos.. Great Job... Shankar Sir🎉🎉

[ramangarg]

Didn't know penalty of 1 percent interest for partial withdrawal, , excellent and unknown points covered in this video

[shejwalkarhemant]

You spoke my thoughts about PPF aloud. It's probably the best pension instrument. All it requires is patience.

[Hindu]

Much appritiated the way you explained ...