GCASH DIVIDEND UPDATE: BPI ALFM Global Multi-Asset Income Fund

Here I'm sharing the update on the new GCash investment fund that promises high dividend returns: the BPI ALFM Global Multi-Asset Income Fund which is now available via GCash Ginvest. On paper, it seems like that it's better than a REIT! Similar to REITs recently launched in the Philippine Stock Market, this investment fund also projects returns of 3 to 5%. But is this REALLY BETTER THAN A REAL ESTATE INVESTMENT TRUST? Let's go into further detail and deep dive into this mutual fund from BPI and ALFM!

Similar to Philippine REITs, this new mutual fund from BPI-ALFM is projected to provide high dividend yields of 3 to 5% on top of the price appreciation of the fund. Investors are also subject to promising returns as they get dividends every month in the form of additional shares in the said fund. That's right, this is how to get more dividends every month versus your other investments. Unlike REITs that are focused on a number of buildings, at best spread across different cities and developments in the Philippines, the BPI-ALFM Global Multi-Asset Income Fund is exactly that: a way to diversify your investment and benefit from the economic conditions from the rest of the world as it's investing in global markets.

If you missed my previous vides on Philippine REITs, you can check out the videos here:

As a global market investment, this mutual fund spreads its investments across different regions enabling you to take advantage of economic conditions that may be more favorable versus the local Philippine market. The fund allocates over 60% of its high dividend yield portfolio to North America, 15% to Europe, 15% to other markets, and the rest of that to the rest of the world. As a multi-asset fund, the fund is not invested merely in global equities as most ETFs, UITFs, or Mutual Funds are. Surprisingly, this high dividend fund invests over 60% of its portfolio into more conservative Fixed Income Securities. Specifically, 40% is invested in the US Fixed Income Market while 20% is invested in the non-US fixed income securities. The remainder of the fund is invested in US Equities, Non-US Equities, and ETFs. Currently, the fund has shares in Google and Citi Group for US Equities and Taiwan Semiconductors for Non-US Equities. For ETFs, it's invested in iShares High Yield funds.

A great benefit of this fund is that even though it's invested in the global markets, you can invest in it without having to change your pesos into dollars and avoid the hassle. The minimum investment starts at P5,000 and can be topped off in increments of P1,000. As a managed fund, there is a 1% fee per annum common to UITFs and Mutual Funds. This is the only downside in investing in this fund versus REITs whereas fees associated with REITs are only the broker fees. The upside is however being invested on a global scale!

Do you think it's worth it to invest in the- BPI-ALFM Global Multi-Asset Income Fund or would you rather invest in REITs? If you think it's worth investing in, check out below:

Interested in other investments?

New to investing? Check out my Beginner's Guide to Investing here:

Credits to the ALFM Mutaul Funds page on Facebook for their infographs and materials.

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#BPI

[ZiggingbyMarkSigg]

*Monthly dividends may be credited in the form of additional units in the fund or actual cash dividends credited to your account

[rochealta-oy]

Yes I received already my dividends sent to my gcash account masaya kasi kaka invest ko Lang April 5 ngayon may natanggap na kahit 13 pesos Lang masaya na ako.

[TheBeast-pmuk]

I was thinking of investing to that ALFM but the performance is not good and returns is not that high. i prefer to invest in BPI UITF US equity index fund class p and bpi infra equity index fund. current return is at 30+% in 2021. performance is good in the last 5 yrs.

[atelor]

Last dividend na natanggap ko is 107.56

[roviell]

Kapag nakakatanggap ako ng dividends, malaki man o maliit talagang masaya ako. Iba kasi kapag dividend, parang umaani yung pera nang walang ginagawa. 😀

[iztalmiego]

Kakainvest ko lang sa BPI in g invest planning na magmonthly additional investment because of dividends sana mag tuloy tuloy 🙏🙏

[timyong]

Thanks for sharing sir, new sub here. Still learning basics of investing and doing small Ginvestments every now and then for the sake of experience. Came across your channel recently and find it very helpful, keep up the good work! 👍

[baidujuan]

Yes i just got dividend 33.49 after 1 month i invest from gcash

[mischamolato]

Thanks for the info Sir. interesting video..

[dontknowwhattodorich]

Totoo I saw this investment for awhile but I didn’t invest in this specific fund because the market is quite down so the loss is really there but this is promising because of the dividends. Parang gusto ko tuloy maginvest don

[ClaudetteTEdra]

I want to invest on BIMI ALFM thru gcash, but then...Do I need to invest a minimum of 1k every month?

[nahekoweit]

yes it did pay their devidend they send it to my g cash

[marlynbaal]

Nag invest ako kaso dko na intindihan kc pabawas yong money ko

[jepoysantos]

Maganda ba siya sir. Planning to invest 1k and every month when i get paid at paano siya i withdraw if ayaw mo na?

[ajmd]

Magkaiba po ba yung sa GCash and sa BPI online? wala kasi akong nare-receive na dividends sa BPI unlike nung sa GCash may monthly dividends.

[edithajuan]

Hopefully I got also this month I put last month 7k 👌

[seto]

Question po. May dividend din ba sa same mutual funds pero with COL? Thank you.

[noads]

Any current updates? kc 6 months ago p ito. Im planning to invest kc. Need insights

[beaniebob]

hi sir, is there a new update po for your investments in this fund? thank you!

[aidamenzel]

Is this fund also available sa First Metro Sec?