The Future of ACA 'Obamacare': Should You Be Worried?

😮For example, in most areas around the country, depending on the county you live in, you could have anywhere between 50 to more than a 100 health plan options. Then on top of that, several different metal levels like Catastrophic, Bronze, Expanded Bronze, Silver, or Gold plans. In my county where I live, I have 104 plans to choose from!!

😮😮Then to make this more confusing, you have to determining the correct household size and also determine the correct income for that policy year Then to make it even more confusing, you will plans that are HMOs, EPOs, and PPOs. And if you manage to get that done, then you have to determine the correct election to get enrolled!!

😮😮😮Most people don’t even know that they need to check the carrier provider search tool to make sure that their doctors and specialists are in the network. They also need to check the Rx search tool to make sure that the Rx they are taking are in the formulary, otherwise they will not be covered.

😃Did you know that we here at Simply Health Insurance Agency simplify the ACA process. Our experienced agents will guide you through the entire process, ensuring that we select the right plan that is tailored to your needs. We insured over 10,000 clients since 1999.

Our channel serves as an educational platform, unraveling the complexities of ACA "Obamacare." With over two decades of expertise, we'll make ACA seem easy for you. You'll understand the fundamentals, know your network and prescription coverage, grasp enrollment timelines, and discern which plans suit you best.

Since the inception of ACA in Jan 2014, with so many initial challenge and now fast forwarding to today – with stable carriers, expansive networks, and over 20 million Americans covered. ACA is here to stay, offering flexible enrollment options and essential health benefits with no discrimination based on pre-existing conditions.

Did you know that Many uninsured people do not even shop for health coverage, often because of perceptions of high costs. In reality, though, millions of uninsured people are eligible for free plans. We previously estimated that almost half of uninsured people could get health coverage for free with ACA subsidies. In many cases, $0 premium plans also come with cost sharing reductions, which significantly lower deductibles, copays, co-insurance and out of pocket costs maximums

Here is the most important thing that you need to know. If you choose to let us help you, the rates for plans are the same regardless of whether you let us help you or not. It's to your advantage to let us help and no additional cost to you. Here is what you need to do if you want some one on one help from us.

✅ To get 1 on 1 Help from our Health Insurance Team, Schedule a Call Here:

Remember, it doesn’t cost you more to let us help you. We want to help you and answer your questions, and if it makes sense, we can help you choose and get enrolled in the best plan for your needs.

#ACA, #HealthcareRealTalk, #Obamacare

[acellarina]

hi Luis Moreno, I really love the way you are sharing information about ACA, it's very helpful for us since we are working in a Call Center and we doing ACA Campaign Cold Calling, thank you

[ritaceviz]

Any idea what will happen with the new CMS changes effective October 2024?? Fellow agent here following