My Wages Are Being Garnished

Did you miss the latest Ramsey Show episode? Don’t worry—we’ve got you covered! Get all the highlights you missed plus some of the best moments from the show. Watch debt-free screams, Dave Rants, guest interviews, and more!

Check out the show at 4pm EST Monday-Friday or anytime on demand. Dave Ramsey and his co-hosts talking about money, careers, relationships, and how they impact your life. Tune in to The Ramsey Show and experience one of the most popular talk radio shows in the country!

Ramsey Network (Subscribe Now!)

• The Ramsey Show (Highlights):

[Opinionatedchic]

I'm in the financial industry. I've helped two people settle with creditors for pennies on the dollar (roughly 30% of the original debt amount) without giving any of their information, no garnishments, judgments, etc. Dave knows exactly what he's talking about. Yes, you "po mouth". You just have to know how desperate they are to get it cleared and know how to negotiate.

[AmandaHugenkiss]

I know someone who declared bankruptcy and in three months he was getting credit card offers. This was around 2009 or 2010. Today he has a mortgage, bought a car, he's better off than he ever was. But he was not irresponsible. Divorce, housing crash, lost job all at once did him in. But he came out great.

[glowfishin]

This American Life did a story recently about garnished wages. They found a town of neighborhoods where 1 in 4 households was being garnished by the SAME company. Even the Mayor was garnished!

If you're interested, it's Episode #573 Status Update. Act 3: "There Owes the Neighborhood".

[MC-sowb]

Here's a tip! Dispute that judgement with a debt valditation letter and also through the credit bureaus. They have 30 days to respond by LAW if they dont it falls off.

[pamelam]

Omg... $2000 in debt and it turned in to $14000. This is why I don't wanna deal with credit cards anymore. That would make me physically sick. This poor girl.

[TimoteoDeBaum]

Worst feeling ever to have your income garnished.. That will have you running to the court clerk office in a heartbeat

[warwagon]

He never asked her if they already have access to her checking account... I wonder if they already do.

[christophercrawford]

I had wages garnished once. The employer charged around $40 to take care of it and if you have another garnishment, you will lose your job. Do what you can to avoid garnishment.

[tylerwhite]

Can you imagine having a mute button like that in real life?

[johntracy]

Wage garnish isn't legal in Texas except for child support, student loans and back taxes.

[kdeezo]

He was absolutely correct when he said “if you give them money before you have anything in writing....”. These debt collectors are ruthless💯

[jayrider]

The IRS seized my brothers checking account and garnished 💯 percent of his wages from his employer. His bank charged him for all of the checks that bounced back because of the IRS seizure. These government agencies cause more problems by not garnishing a reasonable amount.

[matthewlangley]

The VA had my wages garnished for a debt that I had already paid them. Had the written plan of payment and bank statements lined up. It was always someone else's problem or fault.

[slonikvasa]

2k became 14k? 😳 that’s a legalized mafia at its finest

[Ant]

2-3k turned into 14k?!?! Credit cards can be a nightmare for irresponsible people.

[TheWaterman]

Ramsey said credit score is low on the list. Just chapter 7 and start fresh.

[unwanksterunwankster]

2000 turned into 14000.

I day she needs to go to court. She does not need a lawyer just tell the judge 2000 turned into 14000 cause of there fees and tell them she only has 2000

[paulkieffer]

I disagree completely. Dave didn't address the fact the statue might be past. She needs to get this address at a law firm so it will go away.

[margaretsnewtoylynnparks]

Discover will HUNT you down. They dont care if you were dying. Dont get

[theophilusredd]

No fun in that especially when they're garnishing you check... I've been there...