How to select the BEST TERM INSURANCE COVERAGE | Ultimate Term Insurance Guide: Part 1 | Finshots TV

This is part 1 of our new 2-part series on term insurance.

Only 3 out of 10 urban Indians have a term insurance policy. Most people don’t even know the difference between term insurance & life insurance.

Hence, in this video, we’ll discuss:

What is a term insurance
How to pick the best term insurance coverage for your money
How long should you hold a term insurance

And, like we said, this is just the beginning.

So, stay tuned & hit the bell icon to never miss an update from Finshots TV.

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00:00 Intro
01:45 What is term insurance?
02:52 Investment vs Insurance
03:44 How much term insurance coverage do you need
06:15 How to calculate ideal term coverage
09:12 How long should your term policy be?
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Disclaimer: This channel is owned by Tacterial Consulting Private Limited (Finshots) - a SEBI Registered Investment Advisor. The content is designed for educational and informational purposes only and shall not be construed as investment advice, solicitation, recommendation or endorsement of any kind. Please evaluate all the risks associated with the use of any information or other content on this channel. We will not be liable for damages of any kind resulting from such use.

[aayushsuri]

Ditto and Finshots alongside Zerodha bring about the positive vibe in the startup ecosystem. Keep it up guys 🙌🏻

[MsSumandas]

I love Finshot content...It smoothly goes in my head

[MadhavaKannan.]

Get us more info like these man. I am looking forward to it. Making people's financial decisions better.

[abhinavsharma]

God bless you sir for helping out people who really need it!

[vicky]

Very useful video. This is the difference between new age companies and old companies.

[barunkaushik]

Am I the only one who feels that the host has become a lot more formal and measured in his delivery post the rebranding of the channel? Is it a conscious effort or just happened by chance? The content is still amazing.

[exuberantlearners]

Nicely explained. Also make video on Mediclaim

[pratikshinde]

Highly valuable video. I love the approach of Ditto as compared to Policy Bazaar & other insurance companies.

[srinivasankarmaran]

Excellent ...keep up the good work. Wishing you success

[SubhaChugh]

Pretty informative for someone looking to start out on learning about term insurances, I think this could definitely be a serious and expand into other such financial concepts!

Unrelated, I don't know if it's 3am brains out what but why do I have a feeling Shrehith and I would be best friends 🤨

[nithesh]

We need video daily guys.... U r killing it

[rishavbajaj]

Such a great video on such an important topic. Great work and looking forward to future videos

[AD-ggsr]

Nicely explained video. Detailed, informative.

[manishbeladiya]

Great video regarding term insurance

Please make video for health insurance people so much confusing in health insurance like term insurance

[priyashadas]

Kindly discuss the difference between term insurance and life insurance in the next video.

[jajatieverready]

2 Quick questions:
1) Can i buy cover of any amount irrespective of my income Or is there a max capping based on income?

2) I want to get in touch woth your executives but i am worried that i would be pestered with spamming promotional calls and sms. Do i get the option to be forgotten?

[arvinbalaraman]

A lot of us have bought high premium life insurance endowment plan since broker advised that way decade back. Since channel like yours helped to understand the insurance needs. When I wanna surrender the endowment plan now.. However,
I almost lose 60% money paid and accrued as of today. Any inputs on whether to surrender or not would help too? I understand now that insured sum is very low too.

[sauravkumar]

Please make a detailed video on health insurance

[santosh]

Hi Team, I am from US. Can you guide us as well?

[gannutech]

I want to purchase new medical insurance can you please suggest me