Obamacare Has Screwed Up The American Economy - Dave Ramsey Rant

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[sitns]

The system is broken, start with the prices in medical services and medication. You don’t have to order meds outside of the country ... they need to make it affordable here! How can a X-ray cost $2000 dollars without insurance? It’s a disgrace.

[davidj.wilcox]

As a retired physician who worked for 44 years I know “healthcare for all” will cost everyone, but right now if you are not insured you wait until you are really sick and then go to the ER. Who pays for that. WE DO! Yes, “healthcare for all” will not be cheap but we will spread the cost among everyone, citizens and companies, and like everything else we will live with it and be better off. When my patients had the insurance they came to see me and I could treat them and prevent most of the Emergency Room catastrophes (that we all pay for anyway somehow). We spread the cost of education grades 1 through 12, we spread the cost of police protection and fire protection, we spread the cost of good roads, and we are all better off for those services. Health care is no different. Pay a little now every day or pay a big unaffordable lump sum when the disaster happens. We need healthcare for all. It won’t be perfect but spread among all of us the whole country will benefit.

[dolphinsmadden]

Our current healthcare system, even before Obamacare is messed up. We need something else.

[EmanueleGiardina]

I'm Italian and I am about to graduate from medical school in less than a year; I would like to give an "outsider" perspective to the healthcare situation in America.
I've been following Dave for a couple of years, and I've been always agreeing with his advice; this is honestly the only time I don't agree with him: if Obamacare is communism then it means that all the other OECD nations which ALL provide universal healthcare to their citizens are like the USSR in the Cold War.
Of course we pay taxes to fund our National Healthcare Service, but guess what, the US spends the same amount of public dollars in healthcare as Italy or the average OECD country does. That means that you pay for healthcare in taxes roughly the same price that all the other developed countries do and you don't get universal healthcare. If you count public and private spending the US spends DOUBLE the amount of its GDP on healthcare compared to its sister developed nations. That's because the US has a healthcare cost crisis, a problem that Obamacare doesn't solve yet (in this sense, I agree with Dave, the law is flawed): every single cost is inflated up to absurd proportions (an appendectomy in the US cost 10 times than in Germany).
Doctors of course make less money in Europe, but they don't have to repay half a million dollars in student loans after they graduate. Pharmaceutical and medical devices company also make less money in Europe, because States have more negotiating power to lower prices compared to single insurance companies. Hospitals are public, and private hospitals are regulated: if they want to work with the public system, they have to be vetted and they receive the same compensation from the state as public hospitals.
You are free to choose your doctor and be treated privately if you want: you will pay something, but nothing compared to the madness of American healthcare costs.
The problem in America, in my opinion, is that healthcare is treated like any other commodity, which you can buy or sell in the free market. The free market is great when you're shopping for a car or for a TV: you can compare models and prices and make the best decision for you, even decide not to buy one at all; on the other hand, when you're sick you're not in the position to negotiate, and you cannot be victim of a for-profit institution which can charge whatever it wants for your care. And without oversight, it will continue to charge as much as it can, 'cause you cannot put a price on life.

[warjackprime]

4 years later and nothing happened to my healthcare. Typical Republican says Obamacare is bad but offers no solution.

[rcwqe]

We are self employed. In Tennessee our insurance for my husband and I went up from $928/ month to $1721/ month. That's 85%. What's affordable about that.

[auntbelinda]

If the cost of medical services was in line with other goods and services, coverage would not be a problem.

[philmarsh]

No politician ever talks about increasing the supply of doctors and other changes to intrinsically reduce the cost of medicine.

[genet]

Can confirm this- I work for a family owned trucking company and the premiums went up while the coverage went down.

[panzerfaust]

In Australia everyone who works pays 1% tax of annual income for medicare and everyone can see a doctor or have a life saving operation and not pay a cent. I'm proud to pay this tax. Healthcare is not something that should be only for wealthy people. I find this discussion unusual that people are against a public health system.

[jaredthoma]

I’d be homeless without it because of my Pre-existing conditions.

[ij]

60% increase in premiums...That's insane.

[clarice]

Dave should talk about the billions in profits the health insurance companies make every year.

[noloking]

Dave was correct, but identity politics clouds the judgment of too many

[bubbasouth]

When the individual mandate went away, my taxes, for the first time since this despicable “act” took effect, went down! That’s not to mention the spike in my insurance premiums through work!

[ittakesavillage]

Crazy how, people are sicker than ever yet people don’t expect health care costs to go up. No one talks about preventive medicine anymore. So frustrating.

[iresine]

Then where do you recommend self-employed people like me get health insurance? I wouldn't have any if it weren't for Obamacare.

[hotstuff]

Altogether great show, stay out of politics Dave! I come to this channel for every other reason than hearing about politics! Stick to the original show (saving money, debt, etc.)

[redjeb]

The cost of health is bankruptcies. Why not talk about fixing the ACA instead of bashing it?

[aliciaj]

This country is becoming scary for all age groups, but definitely for my age group! Costs keep going up and jobs keep going down.... why can't people my age (25) understand this. Our futures are in jeopardy!