10 Most Read 401(k) Maneuver Blogs of 2023

Years of economic hardships have sent many people online searching for helpful 401(k) articles.

Here's the good news – you are one of the people striving to get engaged and stay engaged with your 401(k).
Take some time to review our most read 401(k) articles of 2023 to gain a better understanding of your investments and feel more secure with your financial future.

#1 What Happens If I Leave My Job With a 401(k) Loan?

Millions of Americans quit their jobs over the last few years – otherwise known as The Great Resignation.
You may have very good reasons for wanting to leave your job in the coming year, but you may want to wait if you have a 401(k) loan.
This article explains the rules surrounding 401(k) loans and the cost of leaving a job while you have one.

#2 How to Read a 401(k) Statement and Understand It
With all the changes happening in the market and to individual 401(k) accounts, it makes sense that people sought out help reading their 401(k) statements this year.
Being able to read your 401(k) statements will give you a better idea of where you stand financially and where you are headed in the future.

#3 Pay Off Debt or Contribute to a 401(k)
The rise in the cost of essentials has driven many Americans into debt – and it is forcing them to ask the question, “Should I pay off debt or continue to contribute to my 401(k)?”
This article carefully weighs the costs of cutting 401(k) contributions to pay off debt or continue to contribute as usual.

#4 New 401(k) Rules and Benefits for 2023
2023 ushered in substantial changes to 401(k) benefits, and even more changes are coming over the next few years.
Stay educated to stay ahead!

#5 Should I Borrow from My 401(k) to Start a Business?
One of our most read blogs every year involves determining if using a 401(k) for a purpose other than retirement is a good idea.
For example, many people consider using their 401(k) to start a business.
This article delves into the risks of starting a business, as well as the risks of using the money saved for your future.

#6 What Every Investor Needs to Know about Rebalancing a 401(k)
Many people mistakenly think you set up a 401(k) and leave it alone. Wrong.
Rebalancing is essential for a healthy 401(k) account.
If you have never rebalanced your 401(k) or need more help with rebalancing, this is a must-read.

#7 Changing Jobs? Know Your Vesting Schedule before Quitting.
While you may have a very good reason for leaving your job in the coming year, you may want to hit the pause button and check out your vesting schedule first.
Vesting schedules prevent 401(k) investors who don’t stay long at a company from taking their employer retirement contributions with them when they change jobs.
Learn the way it works in this article.

#8 401(k) Hardship Withdrawals: What You Need to Know
Given the rise in 401(k) hardship withdrawals, we wrote an article that explains the rules surrounding this type of withdrawal so investors can understand the potential implications of taking one.

#9 Money Habits to Build Wealth
There are some money habits that millionaires embrace to build their wealth.
But you don’t have to be a millionaire to embrace smart money habits.
You can embrace these money habits no matter where you are on your financial journey and notice a change in your finances.
For example, make a point to pay yourself first. Before you pay any bills, put money into your savings and retirement accounts first.
Check out the 9 other habits of millionaires.

#10 Costly 401(k) Mistakes Investors over 50 Are Making
Those over 50 are quickly approaching retirement.
Now is the time to start making changes to how you contribute, save, and shop to put yourself on a path to a comfortable retirement.
Avoid these costly 401(k) mistakes to put yourself in a better position.