What is Guaranteed or Extended Replacement Cost Dwelling Coverage

Guaranteed or Extended Replacement Cost Dwelling Coverage is an endorsement that is added to your homeowner's insurance policies that gives you at least an additional 25% on your dwelling coverage if there is a total loss.

This coverage will help protect you if you do not have enough coverage to rebuild after a claim like a fire.

As we have seen with the rapid increase in construction materials and labor over the past 2 years this coverage is more important now than ever.

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