What is Premium Finance?

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OakTree Premium Finance
385-393-4775

What is Premium Finance
At its simplest level, premium financing is using lender money to pay for life insurance premiums instead of your own cash.
If you’re a high-net-worth individual or the owner of a successful business, you may consider employing this life insurance strategy to protect the assets you’ve worked so hard to accumulate. The problem is, paying insurance premiums may disrupt your cash flow. But what if you could use other people’s money to cover those premiums? At OakTree Premium Finance we have strategies that can help you purchase the life insurance you need, without tying up or liquidating your assets… and without disrupting your cash flow to pay premiums. Borrowing money to pay premiums allows you to retain capital for personal and business investments, while potentially increasing the rate of return on the cash value of your insurance policy. Our traditional premium-financed strategies work best for high-net-worth individuals who want permanent life insurance, while also retaining control of their assets. Want to know more? Let’s get tighter.
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