Properly Structured IUL

🟦 Universal Life Insurance is often misunderstood and there are a couple of reasons for that. Some Financial Advisory Firms mislead people into believing they are risky, which couldn’t be further from the truth. I read an article this morning entitled “The Dangerous Truths about IUL Risks”. Turns out they were talking about the risks of a variable IUL and there is no such thing. Variable universal life is risky and expensive because your money is IN the stock market.

The other reasons are very few agents know how to structure these innovate policies properly to optimize the growth of your money and then there are bad agents who will structure these products not to optimize the growth of YOUR money but to make a bigger commission for themselves. I consider that criminal, so I’m going to show you the difference in how I structure IUL policies vs how bad agents do it.
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The application will ask a number of questions. Your answers will determine if you qualify, and if you do, they will help me to prepare a preliminary annuity or IUL presentation for you, so you can see with your own eyes if this is something you want to move forward with. But, know that your information is kept in strict confidence and will never be shared or sold.

Learn how to grow your money safely, protect yourself against the ravages of unknown future tax liabilities, reduce or eliminate the amount of interest you pay to banks and credit card companies, avoid the enormous fees you are currently paying on your investments that are eating up your earnings, protect yourself from healthcare emergencies that can ruin you financially and a way you can have a guaranteed income in retirement. And, I’ll show you how these strategies will beat the pants off your 401k.

You will learn how to get…. Income in retirement you can never outlive, Tax-free growth on your retirement savings, Tax-free income during retirement, Protection from stock market downturns, market-like returns and easy penalty-free access to your retirement savings. I will also introduce you to an amazing retirement plan where a lender will match your 5 annual contributions 3:1, so, just like your employer will match your 401k investment, a bank will match your investment times 3!


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DISCLAIMER:

The Wealth Protection Lady makes content available as a service to its customers and other visitors to be used for informational purposes only. While our best intentions are to provide accurate and timely information, you should always consult with retirement, tax, and legal professionals prior to taking any action.

[WilliamHungOfficial]

Finally, someone that knows what they’re doing and explain everything in a way that is simple to understand! Amazing!

[Thelady]

100% in agreement. I am so grateful that as an agent, I was only trained to properly structure the product for maximum Cash Accumulation. 👏🏽👏🏽👏🏽 Thank you for sharing!

[michaelbrown]

Finally someone speaks clearly about IULs. This is so refreshing. No fear, just information! Bravo!

[juliebon]

Finally someone speaking informatively without drama and showmanship, thank you

[starview]

I have watched this several times, lots of good stuff. I just passed my insurance exam, thanks for sharing.

[Unplugged]

FINALLY AN IUL VIDEO ON HOW TO STRUCTURE IT PROPERLY!

And yes it is criminal that agents sell these as investments products to the uninformed… and criminal the agent only cares about his/her commission!

[susanchagalian]

I found your channel a few days ago and it is truly the only one where I get real information and education about insurance. The vast majority of content out there is basically fluff. Thank you for your dedication.

[TamboneFinancial-]

I’m so glad I have found you! This video is very informative. Thank you so much for your explanation

[warko]

Simply amazing ma’am! You’ve put the facts out as transparently as possible - no other YouTube video broke it down with so much granularity as you have. A single slide explained it all and the most important aspect “if structured correctly” now totally makes sense!

[ajayupponi]

Simple and easy I love the way you explain things! You make it so easy to understand, so thank you! For us close to retirement, it helps. some of the agents have just confused IULs

[bettyfulton]

I love the way you explain things! You make it very easy to understand, so thank you!

[SleepyMagii]

Gaah TYSM, you've simplified so much and saved me soo much time and grown my understanding. Im eternally grateful! much love 👾💙👾

[gangadharchandu]

Learned something new today, thank you for your sharing 🙏

[ronaldhunter]

Absolutely correct 👍 thanks for producing this video clip. Many people have no clue🤔

[talibahmills]

Oh my gosh thank you so much I love the straight forward .. can you make one how to rebalance or review every year

[wealthysoul]

I am obtaining my insurance license and I appreciate the transparency and information

[brucelualemaga]

Best video I ever seen, loved this video. Yes I need help on this I’m all in 👍🏽

[kristofferphibbs]

you are the first ethical agent who sells IULS correctly i have seen on youtube!

[deirdre]

I love IUL as a retirement risk advisor. Thank you for your teachings.

[reaalkept]

in full support of your channel !!!

NC, Broker, 45+ Carriers