PayTM, GooglePay and UPI Scam | How Scammers fool you? | Dhruv Rathee

As the adoption of digital and online payments becomes widespread across India and the world, money can now be sent easily across different banks without giving complex bank details and singing papers. Now all can be done with a simple click of a button and a UPI PIN. But this has led to an exponential increase in scams using UPI. Scammers often misuse the UPI pins and QR code systems. In this video, I explain how it is actually done and what you can do to avoid that.

0:00 Introduction
1:11 How UPI Works?
3:30 The Scam
7:49 Why you get fooled?
10:50 My Personal Scam Experience
14:30 Solutions and Tips
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[avinashkandagatla]

1) If you are scanning (or) Entering UPI PIN - Remember you are Paying.
2) Never go with payment methods that you are not aware. - In that case physical transaction will be better.
3) Never done a transaction in hurry - take your own time. (If any urgency is demanded in a deal, always better to avoid that deal)
4) Trust people, but if it is money related - Be Strong -Lend money only when there is a guarantee on return.
5) Finally Dont be greedy and never initiate a transaction with a chaotic mind!. Better postpone your transaction some time.

[abdulghanikhan]

Few ways to get saved from scams:
1. Avoid receiving calls from unknown numbers on first ring.
2. Verify the incoming calls from truecaller or similar apps. Most of the times these scammers are already identified on these apps.
3. Make a habit to say "ok I will check and call you later".

[shyamlalpatel]

बिल्कुल समय लेना चाहिए. हम इसी तरह के एक स्कैम में समय लिए बच गए और एक में times pressure इतना था की 35000 खो दिए
बहुत सही explained किया aapne

[Manish-mrgb]

Can't ever imagine how this video gonna save lakhs of people from such scams... really appreciable work👏👏

[rajeshsart]

I had the same calls and I fooled them by wasting scammers time. Actually, It's fun to listen to them pissed off, investing time and not getting a single penny from me.

[srinivasbelsare]

Normal youtubers after wedding : let's make vlog of our wedding
Dhruv : Bro let's expose all the scammers 😂😂

[thansinghjzn]

जब, हम, पिन, डालते, है, तो, वो, पेमेंट, देने, के, लिए, होता, है, न, कि, लेने, के, लिए, ये, बात, बहुत, अच्छी, लगी, भाई, 100%, राइट, है।

[MeraGuruji]

Sir ye Army wala Scam mere sath bhi huaa hai 😅

[ElectricGuitarStyles]

I thought he’s going to change his T-shirt after marriage but no …our boy Rathee never disappoints.

[santoshchoudhary]

This man really tells us the real truth of the world.

[ritaroybaraik]

Aapne jo kaha sab sahi kaha. Aapse purnatah main sahmat hun. Aaj bhi kabhi YouTube mein kuchh videos darshate hain jis par tarsh khakar madad ke mode mein aa jate hain log; lekin process karte hii pata chal jata hai ki ye toh logon ko bewakoof bana kar paise lutne ka tarika hai. Bas pichhe hat jate hain.
Atah aaj ke jamane mein kisi par tarash khana bhi ek musibat ka sanket hai. Dhanyawad.

[amarjeetpati]

advice: always ask your parents to consult you everytime they try to do some large UPI payment.

[basujindal]

Same thing happed with me for Rs 2000. The scammer even sent me 1 Re, but fortunately I stopped just before entering the last digit of my UPI pin. That man had a family photo as WhatsApp DP, which made him look legit. Anyways I ended up 1 Re in profit : )

[mr.truthspeaker]

Guys you don't need UPI pin for receiving money, when ever UPI pin is asked after scanning QR code you are the one paying the money. And one more thing you don't need other person's QR code to received money, its your QR code or UPI ID that the other person should ask to send you money.

[surajkumarbehera]

After 1 year of this video, The same scam happened with my friend yesterday, exactly same way on OLX. I wish she would have got this video in her recommdations before.

[deepajoshi]

We r literally blessed to have such channels to create awareness

[vzamare]

When you get a call like that, introduce yourself as a commissioner of police. They will hang up the call and never call again- Personal experience 😅

[sagarmajumder]

I would suggest.... 1. You cannot share your documents like Aadhaar card, Pan card, Voter Id card etc Because scammer can misuse you documents with others. 2. You also cannot believe those documents that he/She share with you in your Whatsapp Because the documents might be original and possibly it is an others shared documents. So be careful 🙏

[Prvn]

Everyone should have 2 accounts --- one as credit account - where all your salary etc are deposited. Another ac for payments -- always keep minimum amt and transfer money from main ac to this second ac whenever needed.

[saurabhrana]

Not only these scams reduce our trust but also it makes it increasingly difficult to ask for help when we are in a situation where we genuinely need help!
Shameful!