Enrolling in Obamacare | 3 Mistakes to Avoid

Enrolling in Obamacare can be tricky if you aren't careful about a few things. I have a few helpful pointers here to help you avoid expensive mistakes when enrolling. And a special guest appearance by my dog :)

Medicare and health insurance answers for you without any of the pushy salesy stuff.

I'm an independent broker based in Missouri. Nothing makes me happier than sharing the tid-bits of knowledge that I know about the Medicare and health insurance world so people can make the most informed decisions about what plans they need.

I have two amazing boys and we play a LOT of baseball. When I'm not helping my clients or making videos we can almost always be found on a baseball field somewhere in the Midwest.

Thank you so much for watching my goofy videos. Hopefully I've helped answer any of the questions you have and I would be ever so grateful if you would like, comment or subscribe to my channel.

00:00 Introduction
00:55 Mistake #1
03:57 What to do if you are losing Medicaid
04:28 Mistake #2
07:38 Mistake #3
10:54 How to enroll

[inktime]

I like the way you presented the information. No hype!

[marilynflower]

Jill thank you so much for posting this video. Very helpful!

[imnotgonnasay]

This information is extremely helpful! Thank you for taking the time to make this video!

[mramachandran]

This was awesome and so concise! Thank you

[eveg.]

Thank you ❤ SHOULD'VE been informed about in school. 👩🏻‍🎓COLLEGE too. Unbelievable that this information reaches me in my 30s

[MWS]

I plan on calling you. I am a diabetic and I have to ensure that my Dexcom G6 sensors. Insulin and Omni pod supplies are covered. I’ve noticed that the prescription list includes these items, but then when you inquire they say it’s not covered even though it was listed. Also for insulin supplies and insulin pumps. Normally you get the contracted rate as if you’ve already made you deductible upfront the only thing is it doesn’t go towards your deductible as an example insulin my cost a thousand dollars but it’s $100 on the plan because it’s priced out like you’ve already met your deductible ……but then the hundred dollars doesn’t go towards the deductible…… if that makes sense.

[lesliegaskill]

I have a border collie! Same boring !!thank you❤

[Googlishful]

Hi Jo. Good info on the ACA plans/challenges. You mispeak at 10:54 in the video mentioning enrolling in Medicare, otherwise spot-on!

[MF-qfbs]

I inquired about obamacare and my phone blew up. HC carriers are paying an extraordinary amount of people to get business. This is why your health insurance premiums and deductibles are so high. Its just another big business profiting off our labor . I have no problem with drs hospitals or pharmaceutical companies doing so. But insurance companies are just bureaucracies stealing from everyone. At least that's the way it looks to me and what I hear from doctors and nurses.

[OlTommyBoy]

Good information in a clear manner. I'll be watching for the 2024 info video. I chose to retire early and am currently doing COBRA coverage but would like to investigate ACA options for 2024.

[a.joegevara]

I turn 60 next year, I will be retiring as soon as I can start my SS benefits.
Good tips, thanks.

[thelovelybigt]

This video was awesome. Your presentation was very concise and clear to understand. I'm not sure you can help me but I try anyway. I have been in a health insurance nightmare for the last ten years. Thank God for Obamacare, however, I'm in a red state that will NEVER expand medicaid coverage. I'm 35 now and receive monthly LTD income (untaxed). I became disable at age 26 but, was given a technical denial from SSDI because I didn''t have enough work credits. I also was denied SSI because my LTD income exceeded the threshold amount. I'm still disable an unable to get medicaid or medicare. Basically, I'm too young and not broke enough. 😕😞 ACA has told me I can't get their insurance because my long term disability is untaxed. Now I'm up to my neck with medical bills due to needing ongoing healthcare all because I got cancer when I was young and starting my career. What a screwed up health-care system. Thanks America! 🤦🏾‍♀🙄

[keyrat]

Greetings from Miami! Thanks for an excellent video. The information is very clear. For job changes, does it matter that a job change is voluntary or involuntary?

[sct]

I paid $1, 300 a month for a HMO in NYC. It sucks that it’s that expensive. Fortunately, this was my bridge to Medicare.

[hainguyen]

Hi Jill. You are awesome. Great video and informative!
I plan to retire at the end of 2025 after 31 years for pharmaceutical . My wife is 63 next year and do you have have any ideas what else available she can be applying for Medicare while I retire!
Current she has been covered under my health insurance policy since 2001 and she hasn’t been working since 2009 and had auto accident last 2021 ( not her fault).
Thank you

[boscardin]

Is Obamacare with subsidies considered public charge for green card holders?

[gailclayton]

Will you have a video for 2024 enrollment? Is there a minimum income you must earn to be eligible for ACA plan?

[johntharp]

Still kind of not clear for me. If I retire in the middle of the year, when entering income information do I include the income I made at the first half of the year (which is considerably more than after I retire) or only include the income I will receive after I retire (pension and soc sec)?

[savitachandrasekaran]

My sister just got GC and is looking at marketplace health plans (also looking for a job). What would you suggest?

[jfc]

Great video. Do you provide services for California?