Modern Approach For Emergency Fund Planning || How Much And Where To Invest Emergency Fund

Emergency Fund Planning is no longer optional. Everyone needs to plan and build an emergency fund and invest it safely to deal with all sorts of emergencies life present us.

In this video, I cover emergency fund planning:

00:00 Intro

01:15 How Much Emergency Fund

03:19 What is NOT an Emergency Fund

05:12 Where To Invest Emergency Fund

09:23 3 Best Practices For Emergency Fund

#investingforbeginners #indianstockmarket #mutualfunds

DISCLAIMER:

PLEASE NOTE that I AM NOT A SEBI REGISTERED ADVISOR SO please do your own research. This video is only for education and entertainment purposes.

On my channel, there are few more interesting videos that you watch:

🚀💥 Invest your first 1 Lakh Rupee in Stocks for beginners:

🚀💥 How to select mutual funds for beginners:

🚀💥 Difference between Indian ETFs and US ETFs:

🚀💥What is an Index Fund and how to invest in Nifty 50 Index Fund

🚀💥My financial Plan 75 Lacs by 2030:

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[torahulj]

If you like this video, please press like button to support my channel, thank you in advance 🙂

Also drop any questions you may have in comments :-)

[ArnabDas-zdtw]

Underrated channel . Quality content Sir

[akshat]

The most simplistic explanation on youtube. No confusion. Clear and precise knowledge. worth a subscribe!

[techihandle]

I have monthly expense of 25k, 3 years worth of fund in liquid Mutual funds(9L). My whole salary goes into buying assets now after subtracting cost of living. My mistakes in trading made me learn importance of it.

[satyasarma]

I just seen 3 videos, I subscribed it. It's more simple and very much understandable. No fancy terminology to showcase . I loved it. Thanks . Keep going 😊

[pravin]

Thanks for this video. Brings a lot of clarity on this important aspect, which is a life saver in these uncertain times. Very relevant too for 2023, when a global recession is expected, leading to sudden job cuts.

[sukanyamukherjee]

Please make a video for retired people without pensions, on how to invest their money which will take care of their regular annual expenditures, emergency requirements as well as growth of principal amount to combat inflation. Annual expenditures include regular monthly expenses, various kinds of insurances and also personal expenditures like travelling, giving gifts on social occasions, dining out, entertaining people.

[siddharthasngh]

Loved it, Now I have clarity on where to park my emergency fund and how much to park 😍. Thanks you #keepupthegoodwork

[monikavaswani]

Thank you Rahul. I am not sure if you have created a detailed video of FD vs Liquid or Debt Mutual funds. It'll be great if you do. Specially after the removal of indexation benefit, need some details to compare.

[dr.hardikmittal]

for a salaried person, say 60 k with expenses of 50k....only 10 k per month, he would just go on accumulating emergency fund fir years...and assuming he doesn't go on any vacation during that years ...
So no investments with higher returns....how to beat that? And also with each year inflation rising, EF value also needs to be increased basically a never ending process unless you start 1 L per month.

[ajitadesai]

Thank you for this useful information. Sir, please make video on " Financial Plan for 25000, 30000 salary investing to generate 50 lakh/1 Cr in 10 years"

[ravirajdange]

Hello rahul, good information, but i want to add something, proper insurance plays important role here, suppose anyone had medical emergency and they have good cashless policy, no need to encash emergency money in 24 hours, also any middle class peopl✨now days use cedit card, u can better use them. So my opinion is make emergency fund of maximum 6 months, if u fullfill above things. Thanks

[swatstune]

This is exactly what I was looking for Rahul. Coincidentally, I was looking for a framework for investing my 6 lacs. Thanks a lot !

[Marakkudhirai]

You are an eyeopener.Whenever I get doubts ...Answers pops up from you

[AnsumanMukherjee]

Thank you for this insightful video. Would be great if you can provide insight into how to build the required corpus amount in a SIP manner. Basically, where to park SIP amount until goal amount is achieved? From your video, I understand that the context of splitting between FD and Liquid funds is applicable once the goal amount is achieved.
Am I missing something in my understanding here?

[sashi_]

Only one option is to buy gold ornaments. That will only help in emergency case. Also it will beat inflation

[AsifAnsari-ujcc]

your explainations are spot on. I am a student who passed and doing a job as a fresher with 25 to 30k salary but i think lot about saving money for short term goals, long term goals and for emergency. what should be my main goal.

[maaruthis]

Excellent video, Rahul. I have got a lot of clarity now for my next steps. Joining the membership :)

[Samurai-hvck]

I think saving bank account mei hi auto sweep fd jyada convenient hai.

[rajeevroy]

shoot a video on STP . Is it possible to have money parked in one liquid fund and do STP in Equity fund of another AMC.
Personally I do STP as I get erratic return s from my business and I invest it in a liquid fund to feed the equity fund .