10 Minimalist Rules to Save Money and Get Your Sh*t Together

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[backbay]

I have plenty of money. The best thing about having money isn't spending money, but going to bed at night not worrying about money. That's better than anything I can buy.

[michaelxz]

I noticed as I get older, l seem to deni myself of things I enjoy . Because of money needed for necessities of life . But then I think tomorrow is not guaranteed for any of us. It's a double-edged sword for me .

[Katsdontcare]

This young women is teaching this old women a thing or two. Thank you. ❤

[pambroz]

“No is a complete sentence.” Amen. There’s a guy I work with whose car broke down in MARCH and he still doesn’t have his own ride to work. He used to ask me every day if I could take him home (he lives miles from me, it’s not like it’s even on my way-but that’s not even the point) and the first couple of times I’d say things like, “I’m not going home.” Or “I’m headed in the opposite direction.” Then I remembered that “no” is truly a complete sentence. So any time he asked me after that I just said no. And he finally got the message and doesn’t ask me anymore.

[JewelMooreSings]

Regarding needs vs. wants - I'm not a minimalist by ANY stretch. I've tried it; it drove me nuts. Instead, I try to be a Conscious Maximalist. If I want something, I try to thrift or buy second hand. If I no longer want or use something, I sell it or donate it. I keep my space tidy and clean, and I LIVE by the rule that "everything has a place." That way, I'm still able to enjoy all my ~things~ without hoarding, overconsuming, or driving myself nuts.

[HalehJune]

I've lived for over half a century-- and Nicole knows exactly what she is saying. I know it to be true. Wealth of practical knowledge from her!

[karenayochim]

Taking a walk for sure helps.
Also the be kind to animals really hit me.Why is this hard for anyone? Animals do the coolest most amazing things.I just saw a video of dogs at daycare going down a slide and it made mt day better.😊

[sarahk]

Love this video👍 You are so right about 'be kind to animals'. We need to respect animals, which is too often forgotten. Thanks for sharing.

[timothyswauger]

Using a credit card to get cash back rewards and paying the bill IN FULL every month is me. I don’t use credit cards because I have to but because I want to.

[focusedfreebird]

7. "NO" IS A COMPLETE SENTENCE.. so true! 8. go for a walk always works....😊

[gracesimplified]

I often ask myself before speaking “ is it helpful or hurtful?”
Great tips👍🏼

[tracythomas]

Yes. A house tour.
And Yes! Animals always first. Do not have any trust for someone who isn’t kind or does not care for animals

[julies]

Thank you for being an advocate for animals through your channel :)

[reconstructingleslie]

Nicole I have learned more from you than anyone else I'm my 60 plus years! Yes definitely would love a house tour ❤❤

[TheFlipSideStudio_]

Great tips Nicole! Can I provide some feedback. I enjoy your videos without the background music. The music was distracting me from your tips. I love your videos and you as a person you motivate me to become better.

[lorettabray]

To differentiate between needs vs wants was my first step in becoming debt free! Also a house tour would be great.

[TraceB]

As usual great tips! I work from home & moved my desk into my bedroom closet a year ago. It makes the biggest difference being able to shut the door & not think about work. It also helped being a minimalist so half my closet was already empty 👍🏼

[DearNoobs]

my 1st exp with being frugal was when my vintage motorcycle qualified for $8/m insurance in SK. I used to go for long rides with a smile because i felt like i was getting away with something. a 90% discount on being able to travel in such a freeing way a fantastic exp. i've chased it ever since

[awildthatcher]

"all work and no play makes jack a dull boy" is from the shining!

[melindad.]

Animals are a soft spot for me. We need more kindness overall in this world. Sometimes I walk until I am in a better mood - and sometimes that ends up being a really long walk but it works. I work remotely and in a tiny space right now but planning to change that soon… working on patience.