Is Employers Liability The Same As Workers Comp Insurance?

🛠 You're probably familiar with what work comp insurance is, but did you know that Employers Liability is also included in a work comp policy? (except if you live in North Dakota, Ohio, Washington or Wyoming)
Employers Liability makes up part 2 of a work comp policy which protects the business owner if the company is blamed for the employee's injury or illness. Employers Liability will cover legal defense costs such as lawyer & court fees, as well as paying a settlement if they're found negligent.
Workers Compensation insurance is a critical policy to have in order to protect your business as well your employees. In most states you will be fined for not carrying work comp insurance on your employees. Don't risk being exposed! Make sure you choose an insurance agent that specializes in workers compensation insurance so they can help you determine your exposure and get you set with the right coverage. Click the link below to have one of our experienced agents contact you to discuss workman's comp insurance.

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