How I Budget for a New Month 💸 budget breakdown, sinking funds, financial goals etc

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subscriber count- 102,365

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this video is not sponsored.

[Rosalynn]

I love planning my finances. It tickles a part of my brain that nothing else does. I love planning a year’s worth of income, planning my investments and long term goals. Ugh I LOVE it!

[rosamondhazell]

Carter I love Zoe too!! So glad to see young people handling your money so well, your older self will be grateful ❤️

[elliejhnsn]

As someone who works in financial planning, I LOVE the way you and Zoe share on financial topics! You both have such a shame-free, stress-free, realistic approach to it that empowers people.

[delorislee]

You and your husband are so responsible and wise at such a young age. I love how you both work together and build the life you two want to live.❤

[destiera]

honestly, your content is the reason why i've been learning more about personal finance! it's helped my husband and i a TON. i love it!

[robyn_southafrica]

My holy trinity in this personal finance YouTube space: Carter Sullivan, Ella of Smileycitrus & Zoë Pritchard!! 🙏🏾🤍🙏🏾🤍🙏🏾🤍

[shrutibhatt]

I like the Excel sheet rather sharing rather than this blocks on the screen. It gives the broad ideas in the whole screen while listening to you on that same topic. ❤😅 Always loved your budget videos. Belated Happy Birthday Carter 🎉

[clarajennings]

The Breville changes the game! I spend sooo much less money on coffee since buying the Breville Barista Express :)

[SarahSchneider]

800km on a tank seems pretty good. I did the conversion to miles and it was close to 500 miles. My car gets 375 to 400 miles per tank but my car has a 13 gallon tank so I feel that’s still pretty decent gas mileage.

I agree with keep finances separate. No need to go through the process of combining them if you already have a system in place that works.

[mansoor]

Carter I am always waiting for your new vlogs and whenever you posts a new vlog it's makes me so so happy😀😀♥️

[marleybianca]

The Breville coffee machines are so good! I have one, just the smallest one and I save so much money on going out for coffee!

[yearoldnewdriver]

I am 43. I have been budgeting since February.

[ZoePritchard]

the way my stomach did a flip when you said my name 🥹🙈🩷 thanks for the insane shoutout, im gonna cryyy hahah

[meaganmac]

zach bryan album covers in the back means immediately subscribing

[christineg]

I love your budgeting videos! Do you also do What I spent or bought this month videos? I'll have to check.

[amandah.]

I add my sinking funds to the budget if I'm spending money from them. I like to keep track of what we spend and reviewing at the end of the year. 🤓

[chocolatekarebear]

Nsew subscriber here! Can you PLEASE show us a tutorial on how you set up this budget sheet, the instructions are a tad bit confusing. I wish you got commision for recommending the etsy budget template because I did purchase. Please help us with a video walk through on set up!?

[saraurba]

Unsure if it's available in Canada, but I somewhat cheat the system and get pet insurance for upcoming appointments when I know my dog will need shots. Then I usually cancel it, but make sure there's no strings attached or legalities to be aware of :) I think it was like $40 usd a month for insurance and her total visit was maybe $150 with shots.

[jenniferandres]

I need to know how everyone tracks using $ from sinking funds in their budget!! I used to input it as income but felt it was skewed like Carter said, so now I am testing out putting it as a negative transaction for savings in my tracker but what does everyone else do?

[nataliemartysiewicz]

I got the same template you use- thanks for the reco! I move funds from chequing to savings weekly but on the balance tab it doesn't show what went to savings it just shows what was withdrawn from chequing instead - any idea? My only idea is to just ignore this tab completely lol