Learn YNAB's Four Rules

Get started on the right foot! Watch as Ben teaches us about YNAB's Four Rules which are at the heart of everything we do. With the four rules in hand, you'll be ready to set up your budget, take control of your money and reach your financial goals.

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[erikahagan]

I call the partially funded True Expense the "YNAB discount". If I have $200 saved in car repairs, but I have a $600 repair...it only cost me $400 with the YNAB discount! Ideally I get them all funded, but this stops me from beating myself up too much if life happens.

[gusamarante]

I've been using YNAB for 6 years now. This 4-rule system turned me into a responsible adult.

[apriltaylor]

Wingardium Levi no, son! OMG I laughed for a good ten minutes. You all are so great at what you do - keep it up!

[NovaLeeNation]

I’m a long time YNAB user and no lie: Using YNAB has allowed me to responsibly budget so I could buy a home and drive a relatively new car as well…it’s worth every penny!

[christineteffenhart]

YNAB works and these 4 rules are the key. We're 79 days ahead and it's all because of YNAB.

[DutchGuyInChina]

Rule 5: keep it simple enough so that you don't mind keeping the system up to date. If you're lazy, it's not gonna last if you fixate on scrutinizing every single bill to extract 100 different categories.

[BrettSchaffner]

How stressed was Hannah seeing Banksy come into camera after seeing what happened to Budget? 🤣😂

[wewantben]

Hi Ben! Just want to thank you for this great video. This is what started my own YNAB venture and literally it has changed my life in just a month. Stress is gone. I have clear awareness of my finances and it has made my life so much better! I have shared this video multiple times with other friends and family. Thank you thank you thank you!!

[AlexDom]

Saw some so so comments on the jokes, but I like them. They made me giggle, especially the one where he sprayed the credit card when it tried to sneak in. 😂

[MonkeyMind]

YNAB's Four Rules
1. Assign a job to each dollar
2. Embrace your true expenses
3. Roll with the Punches
4. Age your Money

[mdalves]

One of the best YNAB videos I´ve ever seen! Thanks for it!

[YNABofficial]

Hi, Everyone! Check back later this week for the second video where Ben walks us through setting up our budgets. We will add that link to the description box. 🥳 - Ashley

[mikepawlikguitar]

Hey brother, you're great on camera. I enjoy watching your vids. Learning tons about budgeting, in a fun, light-hearted fashion. It's actually really inspiring me to start my own YT channel too. Thanks Ben

[lishward]

“…. you’re gonna find your bank account looking less like a nursery of baby dollars - and more like a Denny’s at 4:30 PM on a Tuesday.”

I’m within spitting distance of my 50’s. I *felt* that one … aaaand now I’m hungry. 🤣🤣

[anormalperson]

I really like how you introduced rule 4. It makes a lot more sense. Thanks!

[ricebowl]

Thanks for making updated videos in 2021

[epowers]

omg I am in tears this is so funny! Love the videos on this channel, really helped convince me that YNAB is right for me - thanks!

[dandeangeli]

Thanks Ben for the engaging way you touch on the frustration most people feel when (not) managing their money. I would say the bulk of videos and books on the subjects have a very daunting learning curve that cause lay folk to simply walk away, the situation unresolved. I will give this a try...

[Grace-lwhd]

👍 I’ve been watching these and the vids are really helpful - thanks!!

[goodwitch]

Because of the stimulus and my tax return this year I am up to 60 days ahead ( never received the stimulus when they happened so it ALL came with my taxes)