7 BEST Credit Card HACKS That Banks Don't Want You To Know About

These are 7 of the best credit card hacks that anyone can use to get more value out of their credit cards! These credit card hacks can save you money, get more redemption value from your credit card points, or simply earn you more cash back or points for free travel. These are the best credit card hacks that you need to know!
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▼ ▽ TIMESTAMPS
0:00 Intro
0:46 Late Fee Waiver
1:50 Annual Fee Refund
3:48 NordVPN
5:28 Maximise Reward Points
6:58 Product Change
7:56 Maximise Interest-Free Days
10:20 Refresh Interest-Free Days
11:02 Multiple Sign-Up Bonuses

▼ ▽ CONTACT

[WealthByMichael]

The interest free days example was super helpful man! I think more people need to know about this! You learn something new everyday. Keep it up man

[ayron]

Hey Raymond, lost audio around the minute mark. Thanks for the tips! What's your tips in investing?

[jong]

Thanks for the tips raymond. Do you normally wait for one card to be cancelled before applying for a new one? I wonder if it impacts the approval for someone with a mortgage?

[tiffanyk]

Wait would closing my anz ff black card account early after 1 month mean losing your my frequent points, is it required for me to spend 100k bonus points before renewal? Confused what you meant here 6:40 Confused what you meant here But very informative video, thanks again for content

[MusicNation-cz]

Dear Raymond.
Thank you for the videos. I was wondering how can you manage to keep constantly apply AMEX cards after 18months cycle and have it approved. AMEX don't usually allow that after certain amount of time. Please kindly advise. Thanks

[Aarvi.Riyaan]

Hey Raymond, thanks for all the info you share in your videos. Can you recommend a good website to buy egift cards?

[mitchelllamb]

Hey Raymond,
Awesome video! I've subscribed and find your content really informative.

I have a question. Is it possible to pay a credit card off with another credit card?

Here is my situation. I got the Qantas Amex Ultimate Card and just received my first bill, I need to pay $3 by the payment due date. I have made the minimum spend for the 100k bonus points. Would I be able to open a new credit card with ANZ/NAB/Westpac and my new card to pay the bill on my Amex card. I can see on the Amex bill you can pay at the post office.

If I open a new ANZ CC, could I use that card to pay of my Amex bill at the PO?

Thanks!

[synthunas]

Thanks for the tips Raymond. Btw do you know if having a record of churning credit cards makes it more difficult to apply for new ones in the future?

[michalsukovsky]

Love it! Are you going to create an online course? I'm IN!

[charlesdorron]

Hey Raymond, question about multiple sign up bonuses. I was reading if you close the card with Amex you lose the points if you don't have another linked Amex card (like the $0 annual fee one you mentioned). So how do you get a new sign up bonus if they can see you still have an active card in order to keep current points but then apply for a new card after closing the main card you get the points with 12-18 ago? Thank you

[Robert-wmjz]

Yo Raymond! Really helpful videos! Just wondering if you use your credit card to help extend the time that your money is in your offset account for your mortgage?

[morfious]

Hey brother I got a hefty tax bill which card do you suggest to maximise rewards to pay the ato?

[tobiasstork]

About the interest free period, I’m with american express. Would i have to end the current statement on 0 balance before the statement closes to avoid getting charged a fee/interest?

[JegZ-di]

Can I use the points I've earned to waive my annual fee?