How To Settle Debt - The Dave Ramsey Show

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I’m thankful to Dave Ramsey! I’m $500 away from being free from credit card debt. I had 14 cards totaling $20k. I paid in 11 months. Man, never again will Use credit cards. Love my debit card.

lizwick
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When she started crying it broke my heart :( Poor girl seems like she's trying her best, and was just in a bad situation. I dont understand how people say that Dave is just mean. He is just assertive and honest, but this clip shows that he obviously cares. 

SheMeetsCity
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I was financially lost until I heard about Dave Ramsey show. Thank you Mr. Ramsey.

Antman
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Sometimes he is so very kind and fatherly.

le_th_
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Papa Ramsey came out big time on that call. He was so sweet to her.

Ezinma
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This girl just made me cry. I hope she did it. It’s been 5 years :>

TiddyFreckle
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Dave Ramsey is amazing! His advice works! I just settled an outstanding debt that was garnishment over $5000. I had $3000 remaining and was able to negotiate a settlement in full for $1200. Thank you, Dave!! I'm on my way!

itzliatl
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I’m 21 with 5, 000 in credit card debt living on my student loans and a flimsy seasonal part time job. I couldn’t help but cry when she started because I completely understand. 😢😭

Dubois_tada
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I felt genuine compassion and love from Dave in this video. So sweet how he cared for this girl.

FixdalOK
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She started crying because Dave was bout to light her up.. 😭😭.. I feel for her though. Hope she gets through it

kay
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I got into an argument with a debt collector over $250, which i was not aware of. The guy just laughed and said it doesnt affect him. So I hung up and continued life cause I dont need that kind of negativity in my life.

anasazi.yazzie
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If you watch Dave's Story - Live Like No One Else - this phone call is a central part of the video, about his radio show being a ministry. As it unfolds to the music, it will just tear your heart out.

shawnwaldrop
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I never got emotional and I just really started watching all your series episodes and i actually understands where and how she feels

twouniq
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I like that Dave calls it like it is. When people's lives and well being are on the line, there isn't time to make someone feel better by stroking their ego or coddling them. He's straight forward, he doesn't mince words but he isn't rude or insulting. If something was a stupid decision, he says it was a stupid decision. But making this significant of a change in lifestyle and finances don't have time for coddling. I like him. I started listening to him earlier this year and now, we have baby step 1 completed and we're working on baby step 2. I've never had a savings in my life. It's empowering.

jenniferriester
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Six years ago- how about a follow up with this girl since times are definitely been challenged for most- and see how she’s doing these days .

edsonroadmoto
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DON'T EVER BARROW MONEY FOR ANYTHING EVER AGAIN!!!! JUST WORK WORK SAVE SAVE SAVE

wilchambers
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I resonate with her so much. Me like 8 months ago. It gets better! 💕✨

UneakTershai
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what great encouragement and great advice! go Dave!

Utubinmom
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Going thru same situation but I needed this

chiefb
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I like that Ramsey is a kind caring respectful man very admirable

jamielc