Saving cash is not enough for retirement. Here's why.

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2024 is the year we actually start a retirement plan and I don’t just mean saving your money in a bank account. Hindi na enough yun, beshies! Not convinced? Watch my video to find out why!

#SalveSays #FinLiit #EmpowerAndTransform

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I have my VUL since 2016 with Philam/AIA, but until now I'm still in the loss. Money market is better. A bit small but it's earning.

rodrigol.basasjr.
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I started my financial literacy journey sometime in 2010 when I encountered their show in ANC; can't remember the name of that show with Salve and Edric; and also when I met some COL financial speakers (Javi) in one of their financial literacy talks in our workplace. Thank you to all of them: I am just surprised that after many years of not viewing this channel because of my varied/wide interest in Youtube topics that it seem that Salve's tone has changed. I remember back in the old days that it should be BTID not VUL...To this day I dont have a VUL.Really glad I dont have one. I have several Term and do my own investing bits by the side. Anyhow thank you for this video.

gilean
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All in sa MP2 tax free pa at compounding.

warayfoodbeverage
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This video strated she mentioned VUL. This the the WORST "investment" out there for your retirement. I know, because I bought one before I knew better. My fund value is only about half of what I actually paid! Basically, I lost 50% of my money. If you have not bought VUL yet, good for you. Learn from my mistake

Sonovagum
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may seminar din po ba kayo dito sa rome ma'am Salve?sana po magkaroon din kayo dito ng financial education this 2024, subscriber nyo po ako kahit nung nasa Right on the money pa kayo, salamat po

lavib
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thank you very much. I appreciate the energy and your efforts but pass on something that Charges commissions on investments like mutual funds & utif (Philippines has one of the hugest amount of fees on vul and funds like mutual funds & utif in Asia) . According on the great Ramit Sethi, avoid 1% or more on fees & commissions especially on so called financial advisers (more sales rep) because they are really disaster on the long run. please create unbiased and unsponsored videos .thank you

truytayaba
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Ms. Salve, good evening is it good to invest in PERA for retirement po ba? What can you say about it fees sabi sa mga nababasa ko mas madami daw fees kesa sa normal UITF/MF. Ano po ang take nyo dito salamat

JeanPaulOlaes
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yess po kaya bumili po ako ng Life insurance kaming mag asawa vice versa po kahit matanda na kami awa ng Dios nakahabol pa ein po thank you God..

Love-unrd
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Sa bundok na lang ako titira, ako na magtanim ng kakainin namin...
#simplelife

jamescalledo
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DON'T EVER GET VUL FALSE PROMISES MGA YAN, disappointing na nag bibigsy lang ng numbers dito di pa realistic,

shyrusangoluan
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25M kulang pa? 😂 nanay ko 5000 nga wla haha

fredd