My 2023 Budget/Spend Plan | From $99 to $19,000

My spending plan for 2023!

#2023 #annualbudget #spendingplan

💰 Venmo: @DebtOverIt

________________________________________________________________________

*ACCOUNT BONUSES*

Earn 1.0% higher than the stated APY for 3 months (currently will be 4.3%)

Open an account, set up and receive direct deposit and earn $50

Earn $100 after making a purchase in your first 3 months

Unlimited 2x miles and a 75,000 mile bonus

💳 Upgrade Card
Earn $200 after spending $500 and making 3 on-time payments

💳 Chase Freedom Flex:
Earn $200 after spending $500 in first 3 months
5% cash back on gas for 1 year
No annual fee

20,000 miles after spending $500 in first 3 months
1.25 miles per $1 spent
No annual fee

*MAKE MONEY*

🌟Fetch app: Use my code EJH9Y for 2,000 points
🌟Upside (gas): LEILA95286

*INVEST & EARN MONEY*

____________________________________________________________________

CHECK OUT MY BLOG:

*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!

DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

[ksanela]

Girl, I’m 35 and still rent. I save 50-60% of my salary/bonus. Totally agree that renting isn’t a waste of money. I live here! Lol

[TheLuxeTraveler]

'Dog Support' definately gave me a chuckle. Lol love how you broke every catagory down and simplified everything.

[kira]

I'm so soo excited for 2023! I think it will be a much better financial year for myself. I am thinking of doing a low buy for 2023. I still have certain categories I have to build a good foundation for (lol mainly my hair, I have super curly hair and am trying to find the products that work for it). It's helpful to see how other people organize their annual budget especially since this is the first year I am thinking of my fiances in more of a present moment/future moments. Hope you feel better soon!!

[tiffanyholland]

I agree with you on the whole renting vs owning debate. It’s getting ridiculous! At the end of the day, Having the funds to provide a roof over your head is not a waste.

[terrygoldman]

I'm just now listening to the ChooseFI episode 417 year end wins 2022 podcast in the background while working on my year-end spreadsheets. I hear my net worth increased from $600 to $25K, blah blah blah, I've got side hustles and two youtube channels, blah blah blah, and I got a Salesforce job this year thanks to the TalentStacker program, blah blah blah. It's still in the background for me. Then Brad reads, I used to be a microbiologist. BAZINGA! it must be Leila. So I rewind back to time @20:03 and listen to the next two minutes all about your 2022 wins. Congratulations. They challenged you to write back at the end of 2023 with your new progress.

[DebtFreeJessie]

A lot of legwork and thought went into prepping for the year. You seem to really have dialed this in! Love it! It's so helpful to see you budget as I try to find a firmer footing with my own budgeting.

Merry Christmas!!

[rosesmith]

Just came across your channel, love your approach and down to earth / realistic goals!

[NoirInColor]

I went to FinCon this year and it was amazing! Met so many new personal finance friends. As a new sub of your channel, it's been great watching you hit your financial goals. I'll be adding that as a line item in my budget for next year too. Hope to see you at Fincon 2023. ☺ If it's your first year going to FinCon, you can apply for the scholarship. That's how I was able to go, and it was extremely helpful!

[angiewolf]

When you said Stone Mountain parking pass....I perked up. I live in Lilburn and am at the mountain several times a week. Love it. Happy New Year!

[theegress]

I agree with renting in these times for sure but the problem with continuous renewals is that the apartment owners usually increase rents 5-15% annually. If your raise isn’t moving in that direction at least in real gains compared to the rent it might be smarter to buy a home that will ensure the same mortgage payment. This is especially important for you and your taxes as you use a portion of your living space for your YouTube channel, which hopefully you have an LLC or some sort of business licensing. Obviously I don’t know all the details of your finances but you do and have to make best decisions for yourself. Wishing you the best! ❤

[catgodfrey]

You r killin it. Ready to work on 2023.

[planningredhead]

You are on fire girl! Can't wait to see you hit being Debt Free! I know you have been working so hard on it and 2023 is going to be your year for sure!

[QuesttoFIRE]

SO excited to see you become debt free in 2023!🎉

[nicoletolmie]

Awesome work on these categories! Hope you feel better!

[rachaelv]

Keep pushing Lelia! So excited for you to be debt free this upcoming year! I’m going to save as much as I can for my student loans and make as big of a dent as I can before forbearance ends. The forbearance has been such a blessing to get ahead in paying off my student loans. It has saved me years of payments I otherwise would have had to make.

[marypuleo]

Student loan payoff-when you get close, most times Ed finance will offer a deal. Your credit score will go through the roof when you finally pay it off. Watch out because every credit company under the sun will offer you great deals:. Renting is cost effective in many ways and you don’t have to pay for the repairs and don’t have to deal with taxes which really suck!!

[jaelasam]

Definitely wanna do this for 2023 please God. I have some pretty big goals so I'll need to stay on top of things to achieve them. Great video. Hope u have an amazing trip💞

[marypuleo]

Come on, you’re rich!! I could live like a queen with your budget, and get procedures done I desperately need!!

[athenaabarnes]

I have my eye on the Venture X as well, that 2% back on everyday spend is appealing plus I travel a ton. Going over my 2023 annual budget now too, so this was helpful to make sure I didn't forget anything!

[HellaBella]

I’m so glad I found your channel! I love that you take a reasonable approach to budgeting. Never thought about a massage subscription. I usually get 7-10 massages per year. It’s such a good way to treat yourself. Maybe now I need to look into these fun IVs you speak of!