When is Open Enrollment for Small Business Health Insurance Plans?

_ _ _ _ _ _ _ _ _ _ _ _ _ _

Follow eHealth at:

When is open enrollment for small business health insurance plans?

There are three things you should know about enrolling in small business health insurance.

When you can apply for a new plan.
When you can make changes to an existing plan.
And, how you can add or remove new employees and dependents from a plan.

Let’s look at each of these in more detail.

First, if you’re a qualifying small business owner, you can apply for small business health insurance at any time of year.

Second, once you’ve enrolled, you may make changes to your current benefits with the same insurer once per year.

Third, you can add new employees or remove former employees or dependents from your plan at any time of the year. Your licensed agent or the insurance company can help.

You can add dependents to the plan after a qualifying life event such as marriage or the birth or adoption of a child, among other things.

If dependents miss their special enrollment window for a qualifying life event, they generally have to wait until the next annual open enrollment period.