Automatic Capital One Credit Card Limit Increase Hacks

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[cjcamaro.ss]

Its crazy how capital one give lil to none on credit limit increases....here come navy federal giving out limits like candy pulling the same credit reports😒

[rickmacland]

I just did this, and got a increase of 2k. It really does work.

[annemarie]

This is a great explanation to understand the method of their madness

[eclecticdementia]

thank you! i was waiting for 90 day window before requesting a CLI after being approved on 5/12. i decided to pull the trigger after watching you're vid and was approved for $5000 increase! i was given three options - 1. accept the offer of $5000, 2. request a review for higher limit requested, or 3. request a lower limit than $5000 offered. yes, I am most definitely out of the bucket now lol

[waxt]

Started with a $2000 credit limit on my Quicksilver card in November 2022. As of March 2024 it's up to $30, 000. 🎉

[newfinanciallife]

If first 4 of capital one card number starts with 5178 it's bucketed

[dannyphoenix]

Hey Cal. Just discovered your channel. Excellent material. I have a question, Why does FICO ding your credit score more when I close a C.C. account than when a bank closes my account? thanks in advance.

[CaptanAsh]

its funny. I had a £200 limit for a year. And I was buying a couple things off amazon and then paying it off a week later. Usually about 50-120 per month. Had a great credit score too.

I only got an increase when I spent an entire month just using it for random purchases like vending machines and other small purchases. Feels like a more Quantity > Quality thing. I'm on £800 at the moment and I find myself using it as my primary card for general purchasing. Usually have to pay off 400-500 at the end of the month when I get paid.

[rcathegreat]

My savor was open for 2 weeks 10k starting limit, and I got a 5k increase after asking for it

[RedRider]

@Cal Barton
So you stopped asking for credit limit increases from Cap1 after getting your 2 CLI approvals a year ago?
How about an update on that?

[pntmm]

What is the credit limit on Capital one Walmart card?

[Ypzastoria]

just opened my savor in July 16th with a 3k limit and just now got an increase for 5000 after this video sheeesh

[DarthMactis]

but, wont letting the card report with a 70% utilization also lower your credit score, thus creating a negative effect.

[bionichustla]

Those people who are considered high end may have high end money in their accounts

[jamesdeloney]

Remember if you use your card right use only twenty percent of your balance, eventually you will get a increase.

[anthonyfolmar]

I think I'm just done with cap one there are better cards out there

[donniee.]

My first Cap 1 was a good card. Went from 1500 to 15000 during the time i had it, and I never asked once for an increase. I'm sorry i had to close it. Over a year later i was surprised to get approved for 4k, but even with an increased credit score they still only gave me a 400 increase. It seems I'm in that bucket.

[Timmyjl]

I have this card. But will your other inquiries keep you from getting an increase??

[CRXUGLYKID]

Capital one offered to upgrade me to the venture 1 card.But I really don't use my card for miles.Should I make the switch from my capitalOne quicksilver, or should my limit is 3000

[Jokillah]

The requesting of your cheat sheet shows that any email you put in “ this value seems invalid”. Just thought, I’d let you know