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What Is Usage Based Auto Insurance?
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What Is Usage Based Auto Insurance?
Usage based auto insurance uses a telematics device or a smartphone app to trach your driving habits, which can earn you significant discounts.
Most company give a 5% to 10% discount just for being part of the program. And then offer up to a total of 40% discount base on the data they collect on your driving habits.
Some of the things they look at are: Braking Habits (Hard Braking is a no no), Acceleration Habits (Take off speeds), time of day driving and miles driven.
Check out the video by Nancy Nicklow of Huff Insurance that goes over the programs at a high level.
Usage based auto insurance uses a telematics device or a smartphone app to trach your driving habits, which can earn you significant discounts.
Most company give a 5% to 10% discount just for being part of the program. And then offer up to a total of 40% discount base on the data they collect on your driving habits.
Some of the things they look at are: Braking Habits (Hard Braking is a no no), Acceleration Habits (Take off speeds), time of day driving and miles driven.
Check out the video by Nancy Nicklow of Huff Insurance that goes over the programs at a high level.
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