What Life is Like After 10 YEARS of Being Debt Free!

In today's very special video, I'm sharing how life has been different and the same (yes, even the same!) in the 10 years since I paid off $35,000 in student loan debt in 2.5 years on a $37,000 income. Let's dive in and find out more about my life and what tools can help you become debt free, too!

CHAPTERS
00:00 - 00:25 Intro
Similarities
00:26 - 02:10 Food Spending & Meal Planning
02:11 - 04:17 We Still Budget (Check out Rocket Money!)
04:18 - 04:47 Shop Smart
04:48 - 05:23 Shop Secondhand!
05:24 - 06:07 Save your cash
06:08 - 07:12 Discuss it with your partner/family

Differences
07:13 - 08:17 High Cost of living areas
08:18 - 08:47 Running DFM!
08:48 - 10:34 I can buy the thing
10:35 - 11:24 I'm a homeowner!
11:25 - 12:03 Family time
12:04 - 13:03 Budget Category Expansion
13:04 - 14:22 Outro - Sound off in the comments!

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💌 READY TO BUDGET?

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📝CHECK OUT THE SPEND MORE DEBT LESS WORKBOOK

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🌟 My favorite money-saving app: FETCH REWARDS

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My favorite FREE car insurance quote comparison tool:
EXPERIAN® FOR AUTO INSURANCE

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Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!

[princesskaitlinhazelwood]

We have been debt free, including the mortgage, since the pandemic. A lot changed at that point. We have been traveling abroad, saving lots of our sons college and we can afford to be more generous. Keep doing what you do. It will be worth it.

[billspencer]

One man's debt is another man's asset.
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Brilliant !

[dannyheroic]

I become debt free by living with parents and wiping out over 60k of debt for 2-3 years after undergrad. It was definitely difficult, but if you come up with a plan and stick to it, it pays off. Nothing could compare to getting that message saying all my student loans were paid off from the lender. It's a great weight to get off your shoulders and truly sets you free.

[catgodfrey]

Thank you for sharing 😊❤😊 We’ve been enjoying traveling more w/o bringing debt home

[S-ji]

Would you please make a video of the best bank to open a CD?

[rhondapetsch]

Love this video! Investing in a Bosch dishwasher which is going to be so welcome after scrimping and saving.

[Bertuzz]

I'm confused about the debt free thing. Didn't your last video show quite a sizable mortgage debt ? There is nothing wrong with that obviously. But it's not very accurate to call yourself debt free anymore.

[letsgobrandon]

Congrats, it must be nice to be debt free and to not have a mortgage payment.