August 2024 Budget | 401(k), Travel, and Car Maintenance

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DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!

[jenniferhart]

Just signed up for Mint Mobile. So excited. Thank you for sharing the savings opportunity!

[fasteddy]

Just a reminder, if you replace all four tires or just the front tires, make sure you get a alignment.

[PersonalFinanceWithAshtyn]

I am SO excited about the upcoming 1:1 coaching series and podcast!! It’s going to be sooo good😊 super stoked about my August budget and finally getting back on track! Curious to see how your numbers turn out at the end of the month. As always, super grateful to be a part of each other’s journey to financial freedom!!🎉🤩

[catgodfrey]

Jackson Hole is on my bucket list. Woohoo podcast 🎉 Great August breakdown.😊❤😊

[cointrolfreak]

Hey Leila - If your SEP-IRA was established using IRS Form 5305 (which is what Fidelity uses) then you cannot also contribute to a Solo 401k in the same tax year for the same business. In order to contribute to both plans in the same year, your plan provider must set up your SEP IRA using a prototype SEP document. I had to amend my Vanguard SEP-IRA to a prototype plan with Schwab in order to open and contribute to a Solo 401k this year since I had already contributed to my SEP-IRA for 2024.

[millennialmoneyprogress]

Jackson Hole is BEAUTIFUL. Expensive but worth it.

[kerrylucy]

What do you think about investing in a home gym ? It might be expensive up front, but after you get it set up, no more gym membership, plus savings in gas and time traveling

[adriancanning]

Hi, I receive my benefit money on the 10th of every month, is this where I start the budget from or from the 1st of the month. Many Thanks x

[lee-]

Hi Leila,

What’s the purpose of having both the Sep Ira and solo 401k as opposed to just using the solo 401k?

[catinhat]

Hi Leila, who designs your stickers? I just want to make some for personal use