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How to choose the Best Credit Card to use?
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The most popular question on my Telegram group
- What card to use for what merchant
- Small purchases don’t care, but big purchases yes
- Transaction amount, splitted, currency, date, Most importantly MCC
Pizza Hut - fast food or restaurant? 5812 Restaurant
Hai Tien Lo - under Pan Pacific Hotel, Hotel MCC 7011
Wooloomooloo Steakhouse - within Swissotel the Stamford, 5812 Restaurant
DBS Digibot
- Block your card on DBS digibank app: More, Payment controls, Lock card
- Pay with the specific card (online, contactless)
- Check My Recent Transactions, Credit Cards, Select the card you used, View Transaction History, Declined Transactions
- See description of MCC
- Match it with Citi MCC File to get the number
- Max Search tool, toggle VISA api
- Register via email or google account
- MCC as a guideline, e.g. Fave multiple MCC
- Card recommendations not 100%, AI is still learning
- Max card: Multi linkage card to find the best card use
- Join the waitlist to earn some miles when it goes live
- Keep my comments first until the product is officially launched
- Comment below, more feedback = more improvements
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