Everything Business Owners Need to Know About an X-Mod Rating

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Everything Business Owners Need to Know About an X-Mod Rating
More than 130 years after workers’ compensation was introduced, it remains a significant business expense for employers worldwide. This type of insurance covers work-related injuries that employees may suffer on the job.

Arroyo Insurance Services was officially established in 1986, but we have roots dating back to before 1950. One of California’s leading client-oriented and independently owned agencies, we have over 140 employees with a combined experience of over 450 years, spread across 11 locations.

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Arroyo Insurance Services
225 East Santa Clara Street
Suite 130
Arcadia, California 91006
(877) 220-4769
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