Why is SR 22 Insurance Required?

Mid-Columbia Insurance
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💳 Instant Proof of Insurance

Mid-Columbia Insurance wants to help get you cheap car insurance in Washington so that you can get the coverage you want at a price you can afford. We are familiar with Washington’s car insurance laws so you can be sure you’re meeting the minimum legal requirements.

All 50 states require proof of financial responsibility (aka insurance) and the penalty for driving without insurance is serious in every state. Although Washington does not have the severest penalties for driving without insurance (Oregon will suspend your driver’s license for 3 years), the fines and other consequences can be quite severe.

Whether your vehicle is registered in Washington or another state, you are required to carry and be able to show proof of insurance if requested by law enforcement. Be sure to work your insurance premiums into your budget so as to maintain coverage. If you are driving, car insurance is no less important than your other bills. One no-insurance ticket will almost always cost you more than just paying the insurance and an accident without insurance could be devastating.

🚗 An SR22 is normally required to reinstate your driving privileges after being convicted of a serious driving offense. You’ll know you need an SR22 and for how long when you are informed by the court. If you are unsure how long you need to carry your SR-22, you should contact the Department of Licensing (DOL)

🚗 An SR22 may be required for a variety of reasons. Some of the most common reasons an SR22 may be required include:
▪ Driving under the influence (DUI) (aka driving while intoxicated (DWI)) or other alcohol-related violations
▪ Serious traffic offense convictions, such as reckless or negligent driving
▪ Several traffic offenses in a short time period
▪ Driving with a suspended license
▪ At-Fault accident while driving without insurance, and even
▪ Driving without insurance in Oregon (even though you live in Washington)

🚗 The SR-22 requirement just means that proof of insurance has to be sent to the state and is one step towards getting your license reinstated and getting you back on the road.

🚗 If you are needing SR22 insurance, call and talk to one of our insurance professionals. We are happy to offer straightforward advice and discuss your insurance options.