SR22 insurance - What Is It?

Call now for SR22 Insurance: [phone]
Free, no obligation quote.

You may never hear the term SR-22 until you tangle with the legal system.

If you need an SR-22, you are going to pay more for car insurance than you otherwise would.

Just remember, you will not pay a penalty forever.

Keep your record clean and stay insured and you could be paying standard rates again in just a few years.

Why is an SR-22 required?

Common circumstances that result in an SR-22 requirement include the following:

- DUI or DWI or other major alcohol violation conviction.
- Serious moving violation conviction, such as reckless or negligent driving.
- Several traffic offenses in a short time period .
- A conviction for driving without insurance.
- Being involved in an accident whilst driving without insurance.
- Being caught by the state not carrying car insurance on your registered vehicle.

The good news in all of this is that the SR-22 requirement doesn’t last forever, just one to five years.

The length varies by state, and in some states according to the offense. Commonly the SR-22 is required for three years. When the clock starts on your time period also varies by state; it may begin with the offense date, conviction date, suspension date or the date when you reinstated your license.

Make certain you know how long the SR-22 is required because if you cancel your car insurance policy before that time is up, the insurer will inform the state and you’ll be punished. Your license and/or registration may be suspended or revoked and the clock could start again on how long the SR-22 must be maintained.

Another bit of good news is the offense that resulted in the SR-22 being required, and that raised your rates, won’t haunt you forever. When the violation falls off your driving record, your car insurance rates will go down as well.

Do you need an SR-22? Call us now for a free, no obligation quote. [phone]