Killik Explains: Financial planning in four words

This week’s video explains how savers and investors can benefit from; goals, knowledge, time and discipline.

[RA-klsp]

Hi Tim,

Thanks for your videos. What would you say is the following

1) What annual rate of return per year on a pension with stocks is reasonable to expect. Would you say average 4% per year over the 30 years is what we can expect?

2) Given the current low interest rate and likely to continue. What options are available with instant access?

3) UK stocks are fairly high at the moment. Would you suggest any alternative investments?