Life Insurance with Pre-existing Medical Conditions

In this extract from episode 433 of the Money to the Masses podcast (published on 8th October 2023) we shed light on the misconceptions surrounding life insurance for individuals with pre-existing conditions, emphasising its accessibility and affordability.
We discuss the following medical conditions and their impact on life insurance premiums - High blood pressure, high cholesterol, diabetes, epilepsy, asthma, cancer, Crohn's disease, depression, stress, mental health disorders, being overweight.

The podcast also touches upon other factors that can influence life insurance premiums, including age, smoker status, body mass index (BMI) and a family history of specific conditions.

00:00 - Life insurance with pre-existing medical conditions
03:10 - Life insurance with high blood pressure
05:14 - Life insurance with high cholesterol
06:52 - Life insurance with asthma
08:44 - Disclosing pre-existing conditions and medical history
10:49 - Life insurance with epilepsy
11:37 - Life insurance with cancer
13:42 - Life insurance with Crohn's disease
17:22 - Life insurance with diabetes
18:58 - Life insurance with mental health conditions
20:34 - Life insurance and BMI (Body Mass Index)
22:10 - Life insurance and family history of health conditions
23:58 - Summary

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