WHY ASB Financing? WATCH THIS! 【Subtitle Available】CARA MELABUR ASB

WHY ASB Financing? WATCH THIS! 【Subtitle Available】CARA MELABUR ASB.
What is the smartest way to invest in ASB? Why use ASB financing /ASB loan to invest? Imho its the best way to invest in ASB!
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#asbfinancing #smartwaytoinvest

[Lucas-ovky]

In the first scenario, you don't have any debt, so literally no risk. In second scenario, you will have 200k debt plus monthly installment of 1100 so your profit is actually 14400-13200 = 1200 which is merely twice more than in the first scenario. If dividend rate ever falls below the loan interest rate (very likely due to the trend of falling dividend rate every year but fairly constant interest rate), then you will experience loss instead of profit.

[vivekperwani]

well explained. a few points;
1. you kept stressing upon the income of Rm 14, 400. However, you're also paying Rm13, 200. So net gain comes out to be roughly Rm 1, 000.
2. Interest rates and ASB rates fluctuate. So far ASB rate has been above the interest rate but ASB rates keep falling and interest rates keep rising leading to a net negligible gain per year.
3. The true benefit comes from the dividend compounding which will get the most value to the person after the 4th or 5th year.

[guansolo]

For non-bumi, to buy 1 stock for fixed price asnb is also impossible.

[izabelrodrigues]

Finding a way to invest money for my future studies. Been wanting to study overseas without my parents help. But I think Rm200, 000 is still not enough 😬

[brendanjames]

Your roi is 0.303% per annum....provided dividend is consistently fixed @ 7% which is unlikely...rm200k is a debt which you're paying for... it's not something earned miraculously at the end of 30th year... you're paying for it monthly with your 1.1k principle + interest... remember the banks earn rm196k in clean profit at the end of the tenure...in a perfect world if dividend is fixed at 7% for 30 years your net accumulated take home is rm36k by the end of the tenure.... scenario one seems like a safer option....just my 2cents la

[abechannels]

i save money rm200k cash in 5 years...its smart way to be rich hahaha...

[zengalduin]

Informative and straight to the point, well done sir.

[KingHafify]

6% - 5% is 1% that is worse than year to year inflation.

[girlnkdor]

Is this still relevant in 2020? make an updated video 😆

[ammarroshidy]

You have to make a new video, with current interest rates and returns

[ghaithrierobert]

Can u post an updated version of this . In the year of 2021-22

[mariamahismail]

Thank you for food for thought ya. Appreciate.

[wanlhamnurhakim]

what is the best platform for me a student to start ASB financing with Shariah?

[Danialfx]

i love all your content 👍👍 very valuable.. keep update

[azizriadi]

The dividend based on "Monthly Lowest Balance". I think ada silap kira tu.

[muhammadfaizzakwan]

Good video bro ... About the ASB financing it is a great idea . Keep it up . . Have a nice day 😁

[johnyy]

Don't be sad if you are not bumiputera their many other investment company just need to be punctual 😊😊

[palania.subramaniam]

Im wondering what Dave Ramsay will say about this method of investing.

[ar.aldali]

I think this video is just misleading and never say the full details. It is just driving the attention to "RM 550.50 VS RM 14, 000" which I find ridiculous!!!

[edisontan]

Mr Money TV, I have a question. If I take up ASB2 financing, at the end I will get RM14400-RM13200= RM1200, then is there any other charges or fee (interest) to pay? Appreciate if can include calculation. Thank you!