ACH Direct Debit with Instant Verifications

Decrease payment failures while substantially lower processing fees using the improved ACH Direct Debit integration. The new ACH Direct Debit integration comes with built-in instant verification and is compatible with all of Stripe's products (Billing, Connect, etc.) as well as all of Stripe's payment surfaces, from Stripe Checkout to the Payment Element. Learn how to integrate ACH Direct Debit with Charles and JT in this episode of Shipped!

### Presenters

### Table of contents
00:00 Introduction
01:06 Integration experience improvements
03:15 Instant verification improvements
05:15 DEMO: integrating ACH Direct Debits
13:30 Enabling test emails
16:25 Conclusion

### Resources

### Support

### Updates

### Feedback

#Stripe #Payments

[StripeDev]

Hello Vipin—if you don't want to use Checkout, there is more info about using Payment Element starting around 6:30 on the video. The difference is you would need to set "automatic_payment_methods" to "true".

[matfoster]

Thanks for this guide! However, this guide is missing the very important step of collecting a Mandate from the customers. Per the Stripe documentation, "You must collect a mandate from the customer that authorizes payments under specific terms". Why was this not mentioned in this guide? Can you create a guide on the different ways of collecting the mandate?

Per my testing, it's pretty unclear where in the flow does the mandate need to go and I haven't been prevented from making ACH Debit transactions without a single mandate instance.

[Rohitkumar-jnbr]

where to get bank details in live mode in test mode showing test bank list

[abhilashreddy]

Can u upload a video showing how to accept ach direct debit payment for subscription mode in Stripe checkout sessions

[johnwu]

How can the user be assured that the pop up window is from stripe before entering bank login credentials?

[SuriyaGandhi-ngjn]

Can we verify only account using stripe?

[Vipinyadav-qkwv]

How can we verify instant without using checkout form only from server side

[emmanuellecadimas]

Can I use ACH direct debit to automatically charge client on their subscription?

[joesquintero]

I do not receive the email to verify the account with the micro deposit, what should I do?

[afrazsheikh]

Can anyone help me for I want to send funds to bank account how can I achieve this?

[barryneal]

Need help Please. Trying to verify a ACH payment.

[shaun_global]

Hi, how we can use a stripe on the WordPress website as a payment button for an accounting firm using invoice base payment through credit card and ACH payments both. would appreciate your response.

[nandonando]

We already checkout.session.completed to process cards. At the moment, it's really simple of if the checkout.session.completed hook is received that is an indication that we can "deliver" to the customer. We want to add ACH. but now since checkout.session.completed will ALSO be returned by the first stages of ACH, how do I determined if the checkout.session.completed is coming from a credit card payment on an ASYNC pay attempt, in which case we can't just deliver yet and must now wait for Thanks! I feel that it would really be helpful to have a video that does in depth into the webhooks.