THE DIFFERENCE BETWEEN LIFE INSURANCE and PERSONAL ACCIDENT INSURANCE

PERSONAL ACCIDENT INSURANCE.
Ensures you and your loved ones are covered financially should death or disability happens due to an accident. It also covers dismemberment benefit.

Life Insurance will be paid to the beneficiary (husband/wife, child, parent, sibling, sapa2 lah eh).
So, if you bought a RM 100,000 Life insurance policy, and put your wife as the beneficiary. She will receive this amount in the event that you pass away.

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