Roofing Business Owners: DO NOT exclude yourself from Work Comp Insurance

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Dmitry and Josh Cotner Explain Work comp insurance and importance of coverage for business owners. If you are business owner don't go uninsured.
Comment Below if you have any questions for Josh about insurance, he answers!

00:00 Intro
00:41 Owner-excluded insurance policies
01:52 Dmitry story (chopped finger)
03:33 How can GC's protect themselves from getting sued
04:05 Josh Cotner story (older woman)
04:26 Do you need an LLC?
05:05 Do rates go up after property damage claims?
06:02 Should I go to court for claims?
06:44 Roofing Insights private Facebook group

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I have a lot of experience dealing with oddball work comp claims that can happen everyday in construction. Workers compensation insurance is very important for roofing contractors. I have seen subcontractors injured on the job sue the homeowner and contractor they were working for. Protect Yourself and your business! If you need help with workers compensation insurance please call Josh Cotner, CRIS, at the office 844-967-5247.

thecontractorschoice
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Workers comp - a necessary evil. Awesome videos my friend

carlosmelo
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These are great videos and content. I called our agent and made sure business owner isnt excluded on our workers comp policy!

jrdz
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Just because ghost policies are sometimes disregarded doesn't mean they are always useless. I'm sure they at least sometimes create a barrier to lawsuits to the GC.

.gpa