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Overfunded Indexed Universal Life Insurance Policy Designs #indexeduniversallife
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V I D E O S T O W A T C H N E X T :
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Our IUL Specialist Jason Herring dives into the numbers to show you two different overfunded indexed universal life insurance illustrations.
📖 Chapter Timestamps ⏰
0:00 Intro: Overfunded Indexed Universal Life Insurance
1:00 What does it mean to Overfund an IUL Policy?
2:02 Buyer Beware: Fund the Policy the Right Way
2:38 Overfunded Indexed Universal Life Case Study
3:32 Minimum Non-MEC Death Benefit
4:10 Guideline Maximum Level to Avoid a MEC
5:21 Potential Downside to this Design
5:49 Second Policy Design Option
7:36 "This Policy is Not Optimized"
7:53 The Key is to use a Chassis with Low Costs
8:49 It is really important to consider your goals
10:05 Next Steps
🔎About Jason and Steve
✅Jason Herring
* 13+ years Asset Protection, Estate and Wealth Transfer Planning
* Indexed Universal Life Insurance Specialist
* Series 6, 63 and 65 registrations.
* IBC & IUL Strategist & Coach
✅Steve Gibbs
*24+ years Trust and Estate Planning Attorney
*Co-Founder of Insurance and Estates
*Infinite Banking Advocate & Coach
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➽➽➽DISCLAIMER: All content in this video is for educational purposes only and is not to be interpreted as personal financial advice. Always do your own due diligence.
#iulinsurance #indexeduniversallife #cashvaluelifeinsurance
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