The Truth About Apple Card | Apple Savings, Buy Now Pay Later & Full Wallet App Guide!

I have had the Apple Card since it was released back in August of 2019. That means its been around almost 4 years. I wanted to give you an idea of my experience and how its actually gotten better over time!

Other Channels to watch:

Products I recommend:

Contact me:
Twitter: @nandoprince93

GEAR I USE:

Comment: Let me know what you think...
FTC: We use income-earning auto-affiliate links:

Time Stamps

0:00 - Intro
0:42 - Apple Card Perks
4:23 - Apple Wallet App Dashboard
4:55 - The Payment wheel
5:35 - Apple Savings Account
6:22 - Withdrawing from Savings
7:13 - Savings Account Details
7:51 - Setting Up Apple Savings Account
8:03 - Daily Cash Back elections
8:37 - Apple Referral Bonus
9:10 - Apple Card security
10:00 - Adding users
10:24 - Monthly Installment
12:40 - Apple Wallet Recap

#applecardsavings
#applecard
#ios17

[joelnehl]

I’ve made more interest in my Apple saving account in two months than I’ve made in the past 5 years with my regular bank savings account. If they only offered checking, I would get rid of my regular bank altogether.

[josefocarrillo]

I’ve been using the Apple Card since it was offered to Apple employees as a pilot program. It’s the best card, it’s the ONLY credit card I use. So easy to pay it off within the Wallet App

[mirainoivuyo]

Apple Card is the only CC I know of that always makes the billing cycle from 1st day of the month to the last day of the month every month and the due date is always the last day of the following month. It’s a very underrated feature. It makes me feel very control of my finances. In trying to manage my credit utilization, I try to pay it all off by the end of the current month but I know I can hold off paying until the last day of the following month and not be charged interest.

[genxtechguy]

I now use it for everything because most places now accept ApplePay. So, 2% back on nearly every purchase. I use Amazon’s card on Amazon for 5% rewards. I pretty much don’t purchase anything unless there is a % back. I love how the AppleCard keeps you clearly informed about when and how much you need to pay to avoid interest.

[TroyRubert]

I used to work for Capital One in the High Value Spend customer service. I did both frontline and supervisor roles. The rewards can't be beaten for $0 AMF full stop. The reward cash also being treated as a 4% savings account is a great bonus.

[WhittyPics]

It is a good way to pay for subscriptions that have recurring charges. Some of these companies make it hard to cancel and you can just rotate the card numbers to kill their ability to charge you.

[scubasteve]

I love the card, I travel abroad a lot with the military and they drop my interest to 2% (though I normally pay it off every month) and there’s no foreign transaction fees. It’s my go to card vs using a debit card or other credit card especially when abroad. Coupled with the savings account and it’s just a killer deal. So much better option then Chase or other available cards out there. Customer service is absolutely phenomenal! Being able to text and get things resolved anywhere in the world is awesome.

[TheMacdoug]

You’re killing it with these videos - really, really good stuff. I’ve been an Apple Card user since launch and I still learned something (how to see my lifetime Cash Back earnings). You did a nice, balanced job on the savings accounts too. Keep it up!!

[habitualglckdumper]

I got this card just because I’m a big Apple ecosystem guy. Not the best card all around, but for Apple things it’s well worth it. The interest free payments over time on apple products is insane

[parryan]

Thanks. I am an Apple Pay card user because a lot of my places don’t have the touch screens but I needed you to help straighten some of this up in my head. Thank you. I love the ability to pay through Apple messenger to my neighbors who go to the store for me, or mow my lawn, etc. because I’m too old to do things myself. That way I do not have to keep cash in the house I can still pay all these people and feel good about it That they got their money sometimes before they’ve done the Services for me.

[deniszkf]

This is the video I've been waiting for! Now Apple should make the Apple Card in more Countries available!!!

[michaelb]

The interest rate for the card is super high even if you have good to great credit. Warning, pay off balance monthly or the 2% or 3% daily you get back is just a drop in what they charge you.

[Threeguy]

I thought of adding this little known info: Your use of the Apple Card is limited on all iPads. You will discover there is no “Wallet” on an iPad. You will be surprised, however, to see Wallet & Apple Pay in the Settings app. But it doesn’t work like the Wallet on an iPhone. Just a heads up.

[AverageAspie]

As someone who just moved to Apple(13 mini) AND was approved(teetering into +700 camp) for the card, it’s so liberating compared to Samsungs meek SOFI debit card. I heard their CC option is locked to Korea, but given how diet Sam Money is, I’m not waiting to find out what it is. I hear positives for SOFI but I’m in part of the rust belt where people still gift you loads of real cash instead of a PP/VM/DP. And paying a fee to store deposit that into savings is not worth the online banking convenience or APY. 53 Bank alongside Apple Card/Savings is my new temporary setup for now and I love it

[stann_ai]

Watching this video to learn about the apple card as i just got my new job to work as a Customer Service Representative for Goldman Sachs, Apple card ✌🏻

[jw]

🐬 Excellent video. I truly love the interface of the Apple Card in the wallet app. I wish everyone supported this.

[LitLitterbox]

I love mine. I never need to actually carry it but the titanium part is cool.

[leighmosley]

Great review of this card. I live mine, but a bit concerned that it might move to American Express. 😅

[ct]

Apple savings account is so clutch. Apple Cash is convenient that you can bring money over from a bank account. I don’t think it’ll be long until they add a legitimate checking account since it’s going so well for them.

[michaelb]

Also saw a recent article, I think in the WSJ, that Goldman S. wants desperately to sell the Apple partnership to another lender. The article did not name a potential buyer. Wonder why Goldman wants out of this deal with Apple? As the consumer, you just need to know this is a possibility. All this said, all the the features mentioned in the video are correct. I use the card because it is convenient.