LIC Jeevan Utsav 2023 | TRUTH of 10% Returns Plan | New LIC Policy 871 | Every Paisa Matters

This videos explains about LIC New Jeevan Utsav Policy in Hindi | LIC जीवन उत्सव प्लान 871 | Guaranteed Lifetime Income Plan

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Chapters:
00:00 Intro of Plan
00:27 Parameters
02:06 Maturity Benefit
02:43 Death Benefit
03:18 Regular Income Benefit
04:43 Regular Income - Explained with Excel
09:07 Regular Income - Returns
10:00 Flexible Income Benefit
10:51 Regular Income - Explained with Excel
15:07 Flexible Income - Returns
15:23 Who should take?

Who Am I?
If we haven’t yet before - Hey 👋 An Engineer by education and a financial enthusiast by passion – I'm Amit, founder, managing editor and primary author of Every Paisa Matters. Through my videos here on this channel, I provide the financial knowledge in an easy-to-understand format make money matters simpler for you.

#lifeinsurance #Plan871 #jeevanutsav #जीवनउत्सव #प्लान871
#Insurance #LifeInsurance #lic #insurance

[UniversalVista]

In 1990 Lic used to give a lifetime guarantee of 12% while banks used to give 14% to 15% Now those Invested at that time are still getting 12 % while the bank is giving 6%.

Just imagine this plan guaranteed 6% IRR after say 20 yrs when rate of Interest will be 2% or 3% or even less

[roysonmonteiro]

10% return on sumassure.... Now 5 % or 6.5% looks normal but when repo rate reduced then bank rate less than 3% in future...

[sudhirgupta]

I must say @EveryPaisaMatters Mr. Amit, this is first time I have seen a video wherein the presenter has explained things in such simple way and have covered all possible details

[nayyannthakker]

I sincerely appreciate your inputs but Have you ever calculated any other Pvt Companies products ? Infect you should give a comparison of all companies product that will definitely help everyone...

[monojitsaha]

Best plan for a Child below 5 years. All ready done for my nephew age 1.5 year

[dillards]

6.4% Tax Free lena better hai in Option 2....India jaise jaise develop FD rates RD rates kam hongi...Upto 5 lakhs Premium wala policy will be very useful...Sec 10 D d ...tax free returns.

[brajeshkumar]

Catch the ear by any method it will be same result means choose any policy return will be around 6% only.

[rishinanda]

LIC has relaunched the Plan Jeevan Umang Table no 745 on 1st Oct 2024.

Kindly make a video with calculation of IRR with 2 examples-
If I purchase a policy for Child aged 4 years with Premium Paying Term (PPT) of 30 years.
And
If I purchase a policy for Child aged 5 Years with Premium Paying Teem (PPT) of 25 Years.

[shuklaanugrah]

Even if IRR is 6% .Keep one thing in mind, other financial investment avenues may not sustain rate of interest they are offering today .with guara teed element, LIC will give this interest whole life guaranteed.

[dhirajpatole]

Tnx sir muze policy ajent mothly 50hajar bol rha tha 5 lakhs pe but aapka vdo dekhne ke bad samja yearly paise 💷 milenge

[ajendrasainghjat]

10% सही नहीं है
क्योंकि बीमा राशि से अधिक प्रीमियम की राशि है और 3 साल का व्याज नहीं से रहे हैं
6 से 7 % ही है

[priyanshu_]

I would appreciate if you could share the excel sheet with calculations. It was a very informative video. Infact, an eye opener. Thank you.

[amitkumardas]

Very nice knowledge I like your vedio because you analysis very joldi You responded every one

[rupeshthakare]

Aaj kal to market me kuch bhi badaakar bolake loot lete hai..maine yesterday ko hii lic jeevan utsav plan liya hai.... return kitna milega isase jyada to guarantee Jo lic deti hai wah koi aur nhi detaa...lic me paisa means government khud jimmedari leti hai

[az]

Lic जानता को गरीब बनाके रखने मैं सबसे आहम भूमिका निभाते हैं, , , आमिर लोग उसी पैसे को दोगुना चरगुना करने के बारे मैं सोचते है और ग़रीबो को बस हर साल कुछ घर का खर्चा पानी चलाने का ज्ञान पेलते रहते है, ??

[arvindharitas]

Res. Sir,
Kindly upload a new video on L. I. C Jeevan dhara plan and explain the rate of return in different Scenario.
Your Videos are always very knowledgeable..

[sunitarawal]

easily bolte hai ki 6 or 7% IRR milega....lekin sikke ki dono baju dekhni chahiye... Insaan ke lambe jine and jaldi marne ke dono chances hai..

sirf 1 ya 2 premium bharne ke baad agar Death hoti hai to bhi LIc ko 2 premium ke saamne policyholder ko 1080000 dena hota hai..
Uska IRR bhi considere karna chahiye...

[AbdulZakhmi]

12 लाख देने के बाद, 20 साल बाद हर साल 1 लाख यानी महीने का 8 हजार, 20 साल बाद 8 हजार की वैल्यू आज की अनुसार2 हजार की होगी, यानी आज सो समान आप दो हजार में खरीद तो हो वही सामान20 साल बाद 8 हजार की मिलेगी, दिमाग से सोचना, भूतिया मत बनो, पैसे जमा करो और प्रोपर्टी में इन्वेस्ट करो,

[vibhavsrivastav]

Aapne death benifit kam btaye hai... Please check kariye dobara se

[ajaysaxena]

Lic mujhe aaj tak nahi samaj aayi 😅😅😅😅😅