The Secret Reason YOUR Capital One Quicksilver Credit Limit Is So Low & Stays Low

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[RedRaiderLobo]

I’ve had the complete opposite experience than most. I make roughly $100k per year, got approved for $10k initially, and bumped to $12.5k when I requested an increase.

[Usmc]

That's why my card sits in my Drawer.

[robmelendrez]

Been a Capital holder in good standing for at least 10 years, holding the Platinum and Quicksilver cards one with a $1, 500 limit and the other with a $950 credit limit. Started with Sub-Prime credit now have credit scores in the 800's and can't even get a credit line increase. They are worthless to me! Went to Penfed one card $15k the other one is at 10k. Only reason I don't close the cards it will affect my Credit Age. They Suck! 🤮🖕👎

[TheGjkddk]

I got approved for 1k and never asked for a increase until one day I got a email saying they increased it to 3k. It took about 8 months I believe from the day I got the card to the increase so I’m hoping they keep increasing me as time goes by

[ImStillStealingSteel]

Ugh, cant stand CapOne stingy asses. Lol. But thanks for the vid, Cal. Ppl need to be aware.

[Thafashionshow]

My Venture X is 44k
My Venture is 5.4k and hasn’t moved in years. Safe to say that card is bucketed.

[thejuancarl]

My first capital one card was the platinum, was given a $300 CC limit and after a year they gave me themselves gave me $1000 credit raise… applied for a new card and i was given a $1000 credit limit on this one… first time asking for a credit raise let’s see what happens

[creditplug]

Great explanation! I was trapped in the bucket for quite awhile.

[samuel]

Going through this at the moment. Got $100 increment in over 2 years. Throwing the card in the drawer soon as I get any better options.

[eyeyamjstn]

Capital one is awesome for sub churning. Pump and dump

[lighter]

Same. Limit is only 1500$ with years of payment w them

[vietphan]

I have 55k credit limit with them on 3 cards and never hold a balance.

[jhughes]

Started off with a 500 limit. A year later increased to 1000. 3months ago (alil over two years) limit at 5k. Never requested an increase.

I want to say it’s because I use my credit card a lot! Close to maxing it out 4 to 5 times a month and pay it out the same week. Maybe that helped.

[gregpinkney]

Thanks Cal for the usual solid information. Hay Cal so I have it at the top of say Capital, Amx, Disc please update your income for an additional line of credit or credit increase. So ok to do? an if they increase or another line of credit will that auto mean soft and or hard pull? hopefully not? Wait to hear your thought...Peace G

[GrimKiLLzGaming]

Got lucky and got approved for 2000 that decent I just gotta apply after 6 months or 3 for the increase

[jgycuj]

I got this card Capital one quick silver 1.5 cash back credit card 2 years. My credit limit is $300. I want $500, Capital One said my credit card still brand new. 2 years is not brand new.

[Szn]

I’m in a bucket they started me out with $1k and been stuck at it until I requested one and got a increase of only $100🙄😒

[subzero___]

I Got started with 1k Credit Limit then got auto Increase for 5k then today got other increase for 6k

[MattiTimes]

Got approved for first capital one at 8k, venture travel card ? Don’t know why there’s so much hate ?

[grilledlettuce]

They ain’t bad to me. Gave me a 10k limit and my credit was poor.