5 Best Loan Apps in Ghana Without Collateral (2023)

This video will give you the 5 Best Loan Apps in Ghana Without Collateral in 2023.

#techintwi #money #loanapp

1. Fido Loan App
The Fido loan app is one of the best loan apps in Ghana. With the Fido loan app, you can apply for quick loans without collateral. The company is licensed by the Bank of Ghana. The Fido loan app does not require collateral, guarantor, or application fees.

With the Fido loan app, first-time borrowers are eligible for a maximum of 200 GHC. Paying your loan on time can get you a higher amount.

Also, the interest rate is set to 0.266% per day and decreases with good repayment behaviour. The interest amount is displayed in the app before applying.

Requirements for Borrowing
To qualify for a Fido Loan, you need a valid ID and Mobile Money.

ID Type: Driver’s License, NHIA Membership, Voter ID, National ID or Passport
Mobile Money account: MTN Mobile Money or AirtelTigo Money registered in your name for at least two months.
You must be a resident in Ghana over 18 years of age.

How to Borrow from Fido Loan App
Download the free app from the Google Play store.
Set up your Fido account by filling your personal information in the app.
Select your loan terms and conditions.
Approval is in real time. Once approved the funds will be disbursed to yourMobile Money account.

2. Carbon Loan App
Carbon is one of the leading loan apps in Ghana that gives you quick loans in Ghana. The lending app is easy to use and has many features. Loans from Carbon attract interest rates starting from as low as 5% on the first loan.

You can get a Carbon loan by:

Download the Carbon mobile app from the play store.
Fill out our brief application form with some basic personal information.
Upload valid credentials like National ID, bank statements, and passport photograph.
Once approved, funds are typically received within 5 minutes.
Repay your loan on or before the due date to increase your chances of receiving a higher loan amount and lower interest rate for your next loan.

Also, first-time borrowers are eligible for a maximum of 5 GHC. Paying your loan on time can get you a higher amount. The loan duration is between 15 to 30 days.

3. LendingPapa Loan App
The LendinPapa loan App is one of the top loan apps in Ghana. First-time lenders can access as much as 100 GHC while loyal customers can access loans in the excess of 5,000 GHC. The interest rate starts from 8% to 22% per annum.

How to Borrow from LendingPapa Loan App
Download the LendingPapa mobile app from the play store.
Fill out our brief application form with some basic personal information.
Upload valid credentials like National ID, bank statements, and passport photograph.
Once approved, funds are typically received within 5 minutes.
Repay your loan on or before the due date to increase your chances of receiving a higher loan amount and lower interest rate for your next loan.

4. Bloomkash Loan App
How to Borrow from BloomKash Loan App
Download the Bloomkash mobile app from the play store.
Fill out our brief application form with some basic personal information.
Upload valid credentials like National ID, bank statements, and passport photograph.
Once approved, funds are typically received within 5 minutes.
Repay your loan on or before the due date to increase your chances of receiving a higher loan amount and lower interest rate for your next loan.
With the Bloomkash loan app you can access as much as 1,000 GHC without collateral. First-time lenders can access as much as 65 GHC. The company also offers a daily interest rate between 0.1% to 1%.

5. SikaPurse Loan App
One of the leading loan apps in Ghana is SkiaPurse. The loan app offers lenders as much as 5,000 GHC. First-time borrowers can access as much as 1,000 GHC. The loan interest rate also ranged between 8% to 25% per annum.

How to Borrow from SikaPurse Loan App
Download and install the SikaPurse app on your smartphone.
2. Register an account.
3. Fill out basic information and submit.
4. Apply for a loan online.
5. Receive your loan straight into your bank account.
Repay your loans in time or complete Increase Limit tasks to build your credit limit and reduce the interest rate.

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[TechInTwi]

Which video are you waiting for me to upload?

[belindawinteni]

I think next time yr videos should come with the logo of the lending app

[SurgeYT.]

Please can u add the links for the apps not showin for me

[rosedonkor]

Stop promoting scammers ok.apart from Fido all of them are scammers

[catalinabruce]

Next time try and tell them about the interest rate,

[movieshubtv]

Please can you add the link secof I search I no see am for the google play store der

[shirleyasante]

What happen if you don't pay fido on time

[baffourprince]

Can't find any of these app on Google play store

[stellaosei-zcix]

I pay on time but they don't want to give Fido

[seerbones]

Hmmm these loan people ✍️ I will rather go to my ex 🤦 ✍️

But the video is awesome 🙏🔥

[lobbyistreactgh]

Please am the one who comment on your post I want to work with you in the website

[BobbyRobertGh]

Please my PayPal is flagged i need help guys.. please 🙏

[brhanova]

Masa newloan de3 bccla ooh 35% interest in 7days de33 how

[arabsmensah]

Hi please can you help me create my own app?

[entertainmenthypegh]

Bro, did you do your background checks before promoting some of these apps? Bank Of Ghana issued a statement against some of these apps apart from Fido loan. According to the statement from BOG, some of them are not licensed.

[Yhawlocal]

Hello Brother, I still want to be under you so you can train me

[vincentamponsah]

If I didn't pay them back
What will happen next?

[GhPromo]

You’re always in a hurry to end your videos. This video could have been 15 minutes

[obedkwameson]

i need your help with something very important and i would like you to do a video on it cos its a worry

[Edd__ie]

If you are here in 2024 I will advise you not to take any loan from any company aside your meteor company(MTN, TELECEL) and FIDO LOAN