Today's Lesson: Stop Taking Out Loans | July 25, 2024

The Ramsey Show (July 25, 2024)

Dr. John Delony & Jade Warshaw answer your questions and discuss:
- "Is it worth it to move for better schools?"
- "How do I get over resenting my husband?"
- "Can we upgrade our house?"
- "My in-laws want to give my daughter $10k for a car,"
- "I'm behind on my mortgage, am I bankrupt?"
- "Despite my success, I feel lonely and depressed"

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[NMelter]

These two co-host together so well. Very respectful. Great show!!

[blairv]

My heart absolutely breaks for this farmer. I cannot imagine being in this position. Farming is SO HARD! There is little to no help and so many people are against them. Praying for a miracle for this man and his family.

[jennywalker]

The kindness in the advice for the farmer is heartfelt. I'm with John here, much better to sell the kit than get a banker in a shiny suit from New York walking down the driveway asking for the keys.

[flashthecorgi]

“You can choose misery or you can choose joy” YES!!! 🔥🔥🔥

FANTASTIC show today. Praying for Adam that he can find a solution that allows him to keep this generational family land. That situation broke my heart but I hope he chooses peace over his ego. ❤

[jared]

The call with the farmer, it should be pointed out that he said in the beginning when he inherited the farm in 2015, it was unsustainable as his dad had it. He was given a failing project and he kept it alive for almost another decade. He did his best and should not feel shameful about failing to save a doomed farm.

My heart still goes out to you Adam!

[eyebrow]

Can’t understand why people call this show and then argue with the advice they’re given. And, not know their budget.

[dogstoryteller]

Thank you for being respectful to Adam and ok with radio silence. It was sensitive to sit with him in his suffering.

[petevidales]

Praying for the farmer to keep his land 🙏

[YouMissedBro]

Tired of these broke people calling saying "i cant work because I homeschooling my kids". Ladies, homeschooling is a privilege not a right. If you cant survive in Fargo, ND then you need to get to work!

[shaunaferry]

As a dairy farmer, Adam’s call actually made me cry. Broke me down, hard.

Adam, have you tried to refinance through USDA? Work with your local USDA department, reach out to local environmental groups. Maybe try to sell the land rights so you still own it.

Praying for you and your family.

[keystonegundogs]

@John: "No one is responsible for that kind of thing happening"? YES! The owner of the Belgian Malinois IS responsible. Their dog jumped the fence, hence no control over the dog. Unless dog laws are different in the state that this happened the law in where I live is: "All dogs must be under control. This means that when your dog is not on your property, it must be under reasonable control of you or a handler. The best way to control your dog is with a leash. Remember, dogs are personal property."

[brown]

They have me cracking up this episode 😆. The first few calls were comedy with the callers responses

[juliaconnor]

Jade, I’m so jazzed. Last episode that you were in I made a negative comment but today you were amazing. Thank you for letting lose and being yourself. I feel like your personality shown bright and the episode was amazing. Great work!

[mariemelendez]

Don't let them take your land, sell assets to pay the loan. Start over with what works. Good luck and God bless. 🙏

[liisaelts]

When i got my new dog, i talked to my vet about it. His suggestion was, if you have any pets, make emergency fund for them of one major operation worth (about amount, you never know for sure, but it's much easier to find the extra)+ one year of what you would estimate their average yearly care bill would be as sinking fund. It takes time, but his experience with insurances was, that should your animal need even a small operation, they hike the monthly fee up a lot and you pay premium of same amount a year as the emergency operation when in most cases, your dogs will have 1 or 2 major problems in their whole life.
I'm so sorry for both you and your neighbor. This is hard to go through.

[DDEHoodStarz]

Finally a show with Delony where he is helpful and not just overstepping lol

[darlenejackson]

This is shallow but I love the earrings Jade wears.🤭🤭

[allex]

First caller literally said he was broke but was making good money. No financial advice was given only emotional advice. Where is Dave at?

[jeffreyvanderhoeven]

Nothing to do in Seattle??? I live here. It is recreational paradise. Mountains, ocean, camping, hiking, fishing, culture, sports… etc. Summertime in Seattle is the best place on earth.

[josephbanks]

The first guy should have called a therapist instead. He is a complete mess.