(Best Way) Buy a Home in 2025 With $900!

Wayne Turner shares with you in this video the step-by-step process of buying a home with just $900 down with the use of a USDA loan.

In this episode, you will learn how to negotiate the best deal on a home and the easiest way to get approved for a home loan without needing a huge down payment.

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*DISCLAIMER* The contents of this video are strictly for educational and entertainment purposes. This video does not provide financial, accounting, tax, or legal advice. For financial or legal advice, consult a financial advisor or lawyer. Wayne Turner may earn commissions for purchases made through links in posts on this channel.

[Nangaroo]

I put an offer on a house new years day and it got accepted. I also asked the seller to pay the closing cost and they even dropped the price below my asking. This is my first time buying a house and I don't even have to put a down payment. Your video showed up on my feed last night and now I can't stop binge watching your videos!

[yogibear]

Retired Realtor and investor here. Critical information delivered without wasting anybody's time. Bravo! ❤ Subscribed!

[DonaldMark-nese]

A key factor often overlooked is that over 25% of new homes are being acquired by investors, rather than individuals seeking primary residences. Even if Baby Boomers decide to offload their properties or more housing stock enters the market, it won’t alleviate the underlying issue. Wealthy investors will continue to absorb the available inventory, which will keep home prices elevated.

[JosieandThePups]

Single mom driving Uber Eats for 6 years and my score is 640 never thought I could get a loan…

[JordanTH]

Also worth noting they count college as a "job" so I was able to buy a home right out of college in the area where I got a job

[Aarrenrhonda]

I remember in 2007 when I was working in real estate seeing people buy homes new from builders with the intention of selling before close of escrow to a new buyer for profit. The crash was so brutal and fast that I remember seeing a lot of these units foreclosed on with the builder plastic still on the carpet.

[kingdomspousemakeover]

Please talk about 1st time homebuyers and young families trying to buy a home.

[RAThatFNGirlChicago]

I want to get me some land or a farm in Kentucky in the appalachian mountain or as close to the mountainside as possible. I'm almost finished with trucking school and already have a job lined up.

[lifewithmaryruthdilling]

Currently, there is no money for USDA loans. I've been waiting since October 2024. Money has not become available yet per my conversation with the USDA representative last week.

[KarenLavia]

Asking a real estate agent whether you should buy a home right now is like to asking an alcoholic whether they think you should have a drink lol. Homes in my neighborhood that cost around $450k in sales in 2019 are now going for $800k to $950k. Every seller in my neighborhood is currently making a $350k profit. Simply unreal. In all honesty, deflation is what we require. The only other option is for many people to go bankrupt, which would also be bad for the economy. That is the only way to return to normal.

[larryodonnell]

I currently have an approval through one of the VA companies. I just can't seem to find a home in the areas I am looking in at the price I am approved for. Congrats on finding your home. I hope to find mine soon.

[tracyjohnson]

USDA loans can't be within city limits, have to be in counties. Sometimes, towns of 100 people are incorporated, thus there's a "city tax" too. A good way to tell just by online research is property taxes. Properties that have 2 property taxes are no gos.

The maximum income allowed varies somewhat by area too. You also have to understand that a person making $60k a year isn't going to qualify for a $500k home.

Another qualification that usually applies to these type of USDA loans is that you cannot own another property. These loans are for primary residences, individual owners, not investment properties. However, there are a few programs through USDA to purchase multi-family properties.

Finally, be willing to move to buy a house that you can afford.

[larrylucas]

Your channel has grown fast. Keep up the great work!

[manmany]

Please talk about retirees that have only social security income. Many need to downsize asap

[jmsmzrz]

How do I get access to a list of homes that are for sale in USDA areas??

[Michael-dped]

You are a great person. Thanks for the information. Happy New years 🎉 2025

[main]

God made everything free for us! People need to remember that!!

[sherileyva]

You cant even get a beat up manufactured home from the 1990's in TX on an acre for less than $200, 000 now days.

[RobbyStar]

Amen Brother. God bless you too and thank you for sharing your knowledge.

[jerralatrice]

Wow!!🤯 So happy this video showed up in my feed! New subscriber!