New York Life Insurance Denies Long Term Disability Insurance Claims - Top Reasons Why

Long Term Disability Insurance Attorney Nick Ortiz discusses why New York Life denies long-term disability claims.

If your New York Life Long Term Disability Insurance claim has been denied and you are looking for options to appeal or file a lawsuit, please get in touch with us.

00:00 - Top Reasons Why New York Life Insurance Company Denies LTD Claims
00:16 – Insufficient Medical Records
00:29 – Insufficient Objective Medical Evidence
00:37 – Medical Condition Is Non-Verifiable or Self-Reported Symptoms
00:48 – Your Doctors Did Not Complete Attending Physicians Statements
00:55 – A Peer Review Physician Disagrees with Your Doctor
01:03 – Exaggerated Symptoms
01:10 – Video Surveillance
01:24 – Social Media Profiles
01:39 – Missed Deadlines
01:52 – Pre-Existing Condition Exclusion
02:00 – Specifically Excluded Conditions
02:10 – You Do Not Meet the Definition of Disability
02:16 – A Change in the Definition of Disability
02:24 – Partial Disability
02:31 – You Are Out of Work Due to Your Own Choice
02:37 – ERISA
02:46 – Call For a Free Case Evaluation

Ortiz Law Firm | Nick Ortiz | [phone] | 316 S Baylen St Ste 590, Pensacola, FL 32502