FDIC Seizes NEW BANK with 66 New Banks on WARNING Watch List

Let's Connect:

X: @johnwilliamsbiz - videos suggestions or if you'd like to connect / talk
IG: @thisisjohnwilliams

[ethereal]

Look up the term "BAIL - IN". If a bank is at risk of collapsing, they can seize up to 100% of the money from all depositors accounts. Depositors contribute to the bank's recovery by accepting reductions in their funds. IE, your deposits cover the bank's costs. So whether it's paid by a bail out (taxpayers) or a bail in (depositors), the bank's not responsible at all and once again, we pay dearly for their greed.

[FelicityAgnes]

Really, banks require more regulation. The entire idea of banking as "let's gamble" is terrifying. Because they discovered in 2008 that the government will always bail them out, there are no repercussions. These bank crisis are so worrisome. This whole financial crisis and the Great Recession posed the most significant macroeconomic challenges for the United States in a half-century, leaving behind high unemployment and below-target inflation and calling for highly accommodative monetary policies. And this is only the beginning!

[rangercal]

America is still moving but downward...like the Titanic.

[rickranum]

So John, what is story behind taking down your North Carolina video? Were you threatened?

[RBAILEY]

Thank you, John. You're an oasis of truth, in a desert of lies.
I make time for your podcasts.

[beserver]

I'm starting to see some foreclosures on homes in my area ( Minnesota).
The real estate market is really a mess here.

[infinitytricks]

Commercial office building conversion have already begun in Honolulu. Downtown has a residential building that was completely commercial office space.

[rodneywalden]

John, how do credi unions fit into all this?

[MrBoxofplastic]

One of my credit union has video tellers that work multiple physical locations over live video.

[luchiluminachi]

Several U.S. banks are considered at risk of failure by the end of 2024 due to factors such as high exposure to commercial real estate (CRE) loans and ongoing economic pressures. Particularly, regional and community banks with large concentrations in CRE loans are vulnerable. Some of these banks have struggled as higher interest rates make it more difficult for borrowers to refinance or service debts, leading to potential defaults.

Recent analyses suggest that approximately half of FDIC-insured banks have excessive exposure to commercial real estate. Of particular concern are smaller banks with less than $1 billion in assets, though some mid-sized regional banks are also at risk. In total, over 2, 900 banks have been flagged as potentially exposed to CRE-related risks. However, these banks may not necessarily fail unless there is a sharp rise in CRE loan defaults or significant depositor withdrawals, as seen in earlier bank collapses like Silicon Valley Bank and Signature Bank.

Despite the risks, not all sectors of CRE are struggling, and some banks have managed to stabilize by extending loans and awaiting interest rate cuts. However, if economic conditions worsen, further failures could be triggered, particularly among banks heavily reliant on commercial real estate lending.

[mikaellavoie]

Nothing surprising in the fact that you see the same tendencies that in 2008, the crisis has never been solved. They kicked the can down the road. What we see now is just the inevitable continuity of it, + the interests. Giving money to a gambler to try to help him pay his debt and stop gambling is the stupidest things to do.

[cmmn_cntz]

Can't spend bitcoin if the grid is down

[michaelschiessl]

Great video John thanks for the info and heads up!!

[johnhousey]

The FDIC can help if there is a small shutdown.. they’ll be useless in a widespread collapse. Like a fire dept can help with a couple fires but not if 1/2 the city goes up.

[chrislemaster]

The office space delinquency I'm betting is more like 30 to 35 percent as these numbers like 20 percent are scewed.

[Ravi-rltt]

This is exactly why I’m overdosing on rental properties right now. If the money printer is gonna be turned back on at record pace, I’m definitely getting tangible assets.

[Chubblepig]

So would you think shorting bank stocks would be a good option right now?

[peterhazard]

Depositors $s now belong to the bank (bail in)

[doombug]

Basel 3
Those banks that aren't compliant
Will go bye-bye
Is your bank compliant?
Will the bank give you your money if they are not compliant...

[Spammflavor]

I closed my bank account a year ago. After I had to fight with my bank, after they let someone use my account. I was able to get my 1200 bucks back. But I had to get an attorney and fight for my money. After I got my money back, I closed my account. It's been interesting. I didn't know how bad Americans were stuck using plastic to pay bills. Don't forget that in the 70s, our government asked for all precious metals. They can take it all if they want