The Number One Reason Why (Some) People Don't Save! #costoflivingcrisis #frugalliving

Why don't some people save? Could they save by changing some aspects of their lives? Probably...

Frugal Queen in France

We are a British couple living in Brittany on a budget.
Frugal recipes, days out, home renovations and day to day making do in France.

We’ll give you hints, tips, advice and an insight into our life in France.

Equipment used
Camera : iPhone
Editing : iMovie on a Mac mini

Music:
YouTube Copyright Free
Epidemic Sound

YouTube Audio Library
Apple iMovie*

[ruthiegutierrez]

Love your comment, "you dont have to spend a lot of money to look this gorgeous". ❤

[ladydii-cebr]

Such a wise video, Jame. Feel lots of parental pressure. Children must have their own room, an unlimited wardrobe, stacks of toys, their own computer and ipad, endless activities, camps and annual trips to Disneyland or/and exotic beaches. Children need safety, security, nutritious food, and endless love and acceptance.

[CharleneEvenson]

If I could like this video 100 times, I would. It is so nice to hear someone speak common sense.

[jeannet]

Jane, you were in rare form today! Very entertaining, humorous and honest. Thank you.

[DebfromVa]

Oh Jane. I laughed so hard over the whole aisle for cleaning your lady bits😂😂😂

[bjoyp]

You were on a roll today😂. You make good points while making me laugh.😂

[seekingtheminimumlevel]

I wish there was a love button for the video! So many people choose to be broke and ridicule those who choose to be debt-free and have emergency funds. One thing we did with our children was to tell them, "That's not how we choose to spend our money, " when they compared themselves to other children whose parents put everything on a credit card instead of saying we couldn't afford something. If we made the financial choices that many made that came with mountains of debt, we could have "afforded" those things. As Dave Ramsey says, "Don't take advice from broke people." From an early age, we taught our children about opportunity cost and debt. We let each of them go into debt to us for something small they wanted but did not need at a young age and had them do extra chores and projects to work off that debt. Guess what? None of my adult children has any debt. They've paid cash for college (help from us plus scholarships and working while in school), bought decent used cars with cash, pay cash for any vacations they and their families take, etc. In my opinion, too many people do not know how to manage money or understand the concept of opportunity costs.

[karencraig]

I'd love to have a mini car but I live in America where everybody drives carnival rides. You can't see around them or are afraid of getting in an accident with one so we make a compromise of a 10 year old mid-size. And I am sick of commercials about people concerned about the smell and shaving of lady bits (take a bath for God's sake). And when we were children we went to town Saturday evening to the grocery store (Dad farmed) and sometimes stopped at the drive-in for a small cone or a "baby" root beer (maybe four or five ounces). And we' were happy. I could care less about your designer purse, false eyelashes or whatever else you feel you must have or be. Enjoy the life you have and small blessings.

[TPayne-fmie]

It's so liberating to get a little older and realize that you don't have to keep up with the latest trends, have the newest model of cell phone, or wear the latest fashion. It just Doesn't Matter! When you get this, you are free!

[gladyschandler]

A car is one that gets you from A to B, nothing luxury needed.

[elizaC]

You absolutely picked a perfect topic, so current and so pertinent. We choose to live a more basic life than anyone we know personally. But it is perfect for us. We live frugally to allow us to be able to travel, and see places that if we lived like those we know, we would struggle to pay bills, to have conveince and services done for us. Most of our family and friends are earning 3-5 times more than we do in retirement and we don't judge how they spend their money, we realize that their disposable income is equal to our total income, yet we travel more than they do, and we are healthy overall than they are. We believe that we can thank our desire to Homestead and do for ourselves and work hard for what we want is what keeps us healthier, as well as preparing all of our meals at home, and growing a lot of it. We no longer raise chickens, but we heat with wood, scratch cook, garden, use solar power to supplement our energy bills. We preserve foods when in season and cheaper, to be able to enjoy those inexpensively year round. We control costs everywhere we can, and then invest those savings. We love public transportation when we travel, there's none near us rurally, but we plan our errands to limit our fuel costs, and unnecessarily wear and tear on the vehicle. I love to put orange peels in a jar with vinegar, and use it for wiping down counters and sink drainer. I only use it occasionally, but it is beautifully fragrant, especially for the winter months when everything is closed up. We no longer get invited to go on these themed trips, or to weekend getaways, or even dinner when they happen to be in town, because we are considered the poor folks. Okay we are good with that, because we choose not to pay $40-50 for a lunch that is loaded with preservatives and sodium(US foods), and will leave both of us feeling terrible for a couple of days until that gets out of our system. There aren't any farm to table restaurants in our area, just restaurants that use canned or jarred or frozen prepared foods. We don't eat those preservatives, so our bodies complain. So not having to constantly saying no, is fine for us.😊 Maybe this is why we are less dependent on pharmaceutical intervention for our health.

[suzannepinto]

When our girls were young we did not give them gifts at Christmas. We filled their stockings with school supplies, hair supplies and a few sweets and chocolates. My sisters always asked what they needed and gave that as gifts whether it was clothes or toys. Now that they are adults one told me that the realized that their friends were getting bicycles, trampolines, video games and big presents but they never complained or asked why. My husband and I did not exchange gifts either, we considered paying the mortgage for another month our gift!! We also had their birthday parties at the beach (we live in the Caribbean island) burgers and hotdogs on the grill, a few snacks, cake and ice cream. We had so much fun!

[rebacarmack]

I don’t know how we did not hear Michael laughing out loud on this one ! Great video!

[p.enikő]

Oh Jane, your voice is so needed in our sick word. 🤗

[adoptedscot]

A thing that gets me is people buying a house and there has to be a play room for the children. It’s called a bedroom and tidy up afterwards before they go to bed. If playing in the living room then tidy up and put the toys back in the bedroom when finished with and before bed.

[jimmiepatrum]

Good video. Reminds me of when my daughter's five children were growing up. When one child had a birthday, that child got to go to the grocery store and choose his/her own box of cereal - even from the no-so-good-for-you cereals. It was a very special treat. They didn't drink anything but milk or water until they were ten years old. By then, they didn't even want colas. I shared a bedroom with my brother until I was a teenager because we had only two bedrooms until then. Mom hung a sheet between our beds for privacy. My brother and I each got a weekly allowance, but we earned it by doing dishes and taking in clothes off the line, etc. Ten percent of our allowances was given to our church. Right now, my most comfortable pair of shoes came from Goodwill and cost $3. I could afford more expensive new ones, but why should I do that when these feel fine? Pennies make nickels make dimes make quarters. We need to remember that every single day. Okay, I'm through ranting now. Diane

[NobodySpecial]

This one made me laugh good & hard.. 😂 Also eased my “mom guilt”! Keep ‘em coming! ❤

[marilynpease]

Thoroughly enjoyed your rant today. All true.

[GloriaCeleste]

Long time follower here! I laughed and enjoyed this video more than I should have. I totally agree!

[juliemoore]

Oh Jane! That was great! I sooo agree with you! The hygiene epidemic! Whole body deodorant! For your private parts! What happened to soap and water? And young couplesgoing into credit card debt "making memories " with their children! Ridiculous! It is the media putting pressure on people. Creating outrageous expectations of what is "normal ". It's horrible! Weddings!Argh! Children's birthday parties! Ugh! Ridiculous, crazy, over-the-top standards!